Paid advertisement
Smart Money People Logo
Newsletter

Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Online. Effecient. Helpful. Perfect.

5
I have always found Habito to be a 'must' when starting on a new mortgage journey. The online first approach to brokering makes the process really easy for a digital native like myself. Also the help and support of the advisors on livechat is second to none. I will continue to recommend them to everyone who will listen. Reviewed on: 7th February 2023

Mortgages and remortgaging the easy way

5
Having arranged a previous Mortgage through Habito, it was the obvious choice, when it came to remortgage at the end of our fixed rate. Ramneet guided us through the process and was available via the online portal, to swiftly answer our questions. It was an easy straightforward process and I would highly recommend Habito. Reviewed on: 7th February 2023

Easy, friendly online service

5
Quick and easy process, all questions are easy to understand and in layman’s terms. The online chat is quick and responsive and really professional and knowledgeable staff. Highly recommend and will definitely use again. Reviewed on: 7th February 2023

Smooth process and quick responses

5
As first time buyers we didn't know much about the mortgage application process, Habito made this all very easy and smooth and David was always on hand for any questions with quick responses. I'd recommend using Habito to simplify finding a mortgage to anyone, especially first time buyers. Reviewed on: 7th February 2023

Fantastic mortgage broker!

5
We are first time buyers and Habito has made what is supposed to be a very stressful process into something simple, streamlined and hassle free. Everything is held on one platform, and you are given a person who looks after all elements of the buy, right up until completion. Very impressed and will definitely use them again! Reviewed on: 6th February 2023

An outstanding experience

5
I have used Habito for the last 6 years and have found the customer experience second to none. They manage everything for you and give great advice and personal care to your every need. They continue to go above and beyond to make the process as seamless as possible, I will definitely be using habito for my next mortgage. Reviewed on: 6th February 2023

Great experience and good communication

3
Great online experience - easy to use. Communication with the broker was thorough. Reviewed on: 6th February 2023

No Stress

5
Took all the stress out of getting a mortgage and got me exactly what I needed. Reviewed on: 6th February 2023

Amazing through and through

5
I've used Habito for my mortgage and my remortgage and it's the easiest and best experience. All online, all straight forward, honest and clear. Highly recommended always. Reviewed on: 6th February 2023

Thank you!

5
We can not buy our home without your help! Reviewed on: 3rd February 2023

Do you have a different Habito product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Habito?

  • Buy to Let Mortgages

    from Habito 4.75 from 51 reviews
    Habito
    View all products