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Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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5%
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0%
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0%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Straightforward application process

5
Habito made it easy for me to see what decisions I had to make about my mortgage and they were on hand to answer any questions I had. I liked that the final mortgage recommendation also came with a list of other potential reccs, so that I could weight the pros and cons of my final choice. My assistant was helpful, friendly and upbeat Reviewed on: 11th March 2022

Great service

5
Fantastic digital set up - the whole process was very smooth and transparent. Reviewed on: 10th March 2022

Great customer service

5
Habito is a very friendly and professional mortgage broker platform that helped me with my BTL mortgage in a very professional manner. Reviewed on: 10th March 2022

Fantastic service once more.

5
We used Habito for our mortgage application two years ago and were highly impressed so it was a no brainer who to turn to come remortgaging time. Emily the advisor was fantastic in helping us through various options regarding capital raising for building work, debt consolidation etc. and found us the ideal product that met all our needs. I find the online process far far easier than having to spend hours speaking to someone over the phone or making appointments for in person consultations. I’ve recommended Habito countless times in the last two years and will continue to do so! Reviewed on: 10th March 2022

Easy to Use with Great Communication

5
So far the process with Habito has been easy and stress free. We were recommended by a family member, and we would recommend to our friends. Reviewed on: 10th March 2022

Great service!

5
We have just applied for a mortgage through Habito. We were in correspondence with an advisor called Deepak. It was great that one advisor is able to help you through the application which means you get the personal experience even though it is a large company. Deepak processed the application very quickly, and any queries that were raised were explained in a clear and concise manner. This made the process stress free. Thank you Deepak and Habito! Reviewed on: 9th March 2022

Slightly disappointed

2
Still in the process of sorting out our mortgage, however we were several weeks into the process with our first choice mortgage before we were rejected for the service fees on our flat being too high. Which is fine, however this research could have been done in the first place, saving 2-3 weeks of time. Reviewed on: 9th March 2022

Highly recommended

5
Efficient, thorough, friendly, and extremely helpful. Our broker David was there whenever I needed to ask questions, no matter how small. He made the process extremely stress free. Reviewed on: 9th March 2022

Amazing Service. Amazing Experience.

5
We’ve used Habito for our last two remortgages and the service they offer is second to none. The process from start to finish is painless and simplistic but where they really shine is customer service. They really care about their customers and do their very best to get the right outcome for them. Will I be using them again? Absolutely. Reviewed on: 9th March 2022

Very easy, user friendly

5
It was perfect for me with busy working days, able to talk in evenings and easy to follow upload process for documents etc, with personalised mortgage advice at no cost! Reviewed on: 9th March 2022

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