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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Best deal but a lot of admin

3
The deal they found me was good but they are very particular about the documentation and want a lot more information about expenditure than when I applied for my two previous mortgages and also an application I made directly to a bank last month Reviewed on: 2nd March 2022

Excellent!

5
Smooth transaction and they will check all the lowest rate for you. Thanks Habito! Reviewed on: 1st March 2022

Fantastic Service

5
This was my first time using a solely online mortgage broker and the service could not have been better. David at Habito provided me with a range of options and offered helpful advice at each stage, meaning I was confident that I got the best deal. Furthermore he was always responsive and helpful throughout the process. I would thoroughly recommend Habito. Reviewed on: 1st March 2022

The way it should be

5
As a first time buyer I was extremely anxious about going through the process of buying a home. Habito made the process simple and straightforward. All of the advisors are very knowledge and will share the research and why they feel a certain mortgage would be best for you. But they will also consider what you want to do as well. Reviewed on: 1st March 2022

Morden

5
This is the way things should be done! Simple and clear interface with easy communication. Reviewed on: 1st March 2022

Simple, user friendly service with great communication

5
The online and self-serve nature of the application process is really easy to follow. Followed up by good customer service and sound advice. Reviewed on: 1st March 2022

Excellent Service and so Efficient

5
I found Habito after reading very positive reviews. The research I did also indicated that they appeared to think and do things differently to other brokers. As a full time shift worker I loved the fact I could do everything on line. The platform is so easy to use , to the point where I questioned if I had missed something thinking "this is too simple". The service I received was outstanding. From the first day the contact and response with Steven and Chelsea has been exceptional. They explained everything and answered any queries I had in a timely and easy to understand fashion. I was so nervous about the mortgage process and the dashboard element did help with keeping track of progress. Chelsea has been brilliant and so patient with my questions about the how long will it take! I opted to use Habito Plus service as well and whilst this side of things will now begin so far I have been very impressed with the Plus service. I would recommend Habito to friends and family and would definitely use them again. They have made a very daunting difficult process user friendly and understandable. Thank you all so much, a very grateful customer. Reviewed on: 28th February 2022

Fast, friendly and informative

5
Excellent customer support, very helpful and worked with us throughout each step of the process. Would definitely recommend! Reviewed on: 28th February 2022

Excellent service

5
Habito have provided a consistently excellent service for us Reviewed on: 28th February 2022

Very Responsive and Stress Free

5
Our mortgage advisor Richard and the case management team with Billy were always really responsive, quick to give us advise and listen to our needs. They made a stressful experience really relaxed. Thank you. Reviewed on: 28th February 2022

Review Habito: Mortgage Broker now

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