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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Great

5
Really painless and well managed. Reviewed on: 28th February 2022

Excellent Service by Habito

5
Habito always gets us the best rates,the service is excellent and the responses are instantaneous. Reviewed on: 28th February 2022

Using them a second time

5
For the convenience and speed you can’t go wrong. And it’s free! Reviewed on: 28th February 2022

Easiest way to find a mortgage

5
I had a fantastic experience with Habito - my mortgage advisor was always willing to answer my endless questions, in a really quick and friendly manner. It made looking for my mortgage stress-free and I always felt confident I was getting the best deal. Thank you! Reviewed on: 28th February 2022

A helpful, easy-to-use service from the comfort of home

4
The team were always helpful and quick to respond to any queries I had. When my usual adviser was not available, some one else stepped in to keep things moving along. All-in-all a good experience. Reviewed on: 28th February 2022

Great

5
Really took the sting out of a painful process. Forever grateful! Reviewed on: 28th February 2022

Simple and Effecient

5
Very easy to use and answered every question you wanted. Great for people who aren't sure what they are doing and need a helping hand! Reviewed on: 28th February 2022

Best financial institution I have dealt with

5
Habito make the entire process of applying for a mortgage hassle free and they don't charge you. The mortgage experts are very quick to respond and I would most definitely recommend them to friends and family. Reviewed on: 28th February 2022

Extremely helpful and knowledgeable

5
After a fruitless experience trying to obtain a mortagage with a different broker, I tried Habito in one last effort before giving up. The interface was very slick and with just a few questions online, I could tell the expert broker had understood the situation I was in (self-employed, with a complex record due to IR35 and Covid). A few weeks later, I have the mortgage offer I need. Excellent service. Reviewed on: 28th February 2022

Swift and clear mortgage information

5
This is the third time I have used Habito and every time they are on the money - literally. They are expert at finding the best deals and show you very clearly why they are the best for you. They are also very good at communicating any information you may need or they may request and are always one step ahead of the game or if they cannot be give you very good reasons as to why. I can't recommend them highly enough. Reviewed on: 28th February 2022

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