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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.92 (1488 reviews)

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4.92

Based on 1,488 reviews, last reviewed 8th May 2026

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Excellent Service

Joe has been great and has made everything really straight forward Reviewed on: 21st February 2022

Great service - Easy process

I had a great time leveraging Habito, the team has been super friendly, found the best deal, they listened to our needs and guided us through the entire process. The website as well is easy to use and makes it very clear what you need when you need it. I would gladly recommend it! Reviewed on: 19th February 2022

First time buyers - look no further! Habito is the way!

First-time buyer trying to navigate all the complexities in applying for a mortgage. I consulted traditional mortgage brokers but they were so traditional (calls, emails...) and so slow as a result of that. I found that they offered the same rates and they were charging a fee (£250-£500)! In contrast, using Habito is a dream! It is so easy to review different mortgage options (they share a full list of mortgage options available), upload all the necessary documents, and, review all your information in one place before submitting. The platform is fantastic but the Habito team is even better - they are incredibly helpful and supportive along the way. Quick to reply (within 1 day max, most times in real-time), explain everything in detail, and on top of it all - free! What more can you ask for? Highly recommend - 100/10 Reviewed on: 18th February 2022

Fast and friendly service

Being able to ask questions online and get quick answers helped a lot in completing our mortgage application. Reviewed on: 18th February 2022

How good is Joe!

Absolutely joy to work with even though I had some complexities in the information. The platform - the form of communication - everything was great. Reviewed on: 18th February 2022

Modern approach for busy people

It amazes me that more companies don't work in this more forward-thinking way. Applicants can upload things at their own pace and see everything on a really clear portal. Live chat options are clear and much more user-friendly than waiting in queues to get through on the phone. Reviewed on: 18th February 2022

Easy mortgage application and best price

Very easy mortgage application process. I shopped around with other brokers and couldn't find a better rate. I ended up choosing Habito because their application process was the easiest and most user-friendly to complete. My mortgage expert Deepak was a pleasure to deal with throughout. Highly recommend Habito Reviewed on: 18th February 2022

Thumbs up yet again!

We used these guys for our first mortgage and again now for our re-mortgage 3 years on! Quick, Efficient, Easy to use service and the people are very helpful and friendly! Can't fault them. They take all the stress and worry of trying to find the right mortgage for you for the most competitive rate! Thanks Again Guys!! Reviewed on: 18th February 2022

Very helpful online service

The whole process was very useful and helpful. I was nervous about using online service with no phone chat but it worked very smoothly. Our application was not a straightforward one but our adviser was able to take us through all the necessary stages. To upload documents it is helpful if you have a scanner. Reviewed on: 18th February 2022

Friendly, Efficient and Professional

On both occasions that I have user Habito they have been excellent. Despite the unusual circumstances of my job and pay structure they have always been able to secure an excellent mortgage with great support and efficiency. Would 100% recommend. Reviewed on: 18th February 2022

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