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Habito: Mortgage Broker reviews

4.92
Based on 1,485 reviews, last reviewed 1st Apr 2026
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Latest highest rating:

5

The digital service is really easy to use ... The digital service is really easy to use and the mortgage expert i spoke to explained things really clearly and i was able to go back and read what ... Read more Reviewed on: 1st April 2026
Pino's avatar
Pino

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022
Rissa's avatar
Rissa

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1485)

Does the job

2
The system is good in theory. But in execution it requires work. I only knew about my valuation and offer as a result of asking for the NatWest tracking number. By the time the tracker has updated, it was after my mortgage offer had come through. I have had no updates, only requests for further documents which should have been requested at the outset (such as proof of deposit). Also I had to explain how a number of accounts added up to make a deposit (basic maths). In essence, I feel that little work was done save for forwarding on some documents. Reviewed on: 17th February 2022

Excellent service

5
I had a mortgage in principle within an hour, my application was submitted within a day and I had my mortgage offer within a week. Communication was excellent, got back to me straight away. Reviewed on: 17th February 2022

Quick and Straight Forward

5
Simple process, advisers on hand all the time with quick responses and advice. Great service, will recommend. Reviewed on: 17th February 2022

How it should be done

5
Sometimes you think that doing it online instead of in person will be easier but not necessarily quicker, and will lack a personal touch. This is absolutely not the case with Habito. All messages were responded to quickly - it's easy to see if people are online, if they have read your message, if they are typing etc. There is a great blend of 'stock' messages - templates that give you explicit instruction - but rather than impersonal, they feel appropriate - and there is always, always, someone there on the other side to talk to. And the communication is great. On top of that - the UI/UX is first class. Its desktop based but hands over to an app for document uploads. Really impressed. Reviewed on: 17th February 2022

Excellent as always

5
Have used habitos services on more than one occasion and they have never disappointed. Excellent service everytime ! Reviewed on: 17th February 2022

Very helpful mortgage broker

5
Pietro, Delilah and the rest of the habito team have been exceptionally helpful and very fast to respond with our questions when going over our mortgage application. I'd happily recommend them to friends and family. Reviewed on: 17th February 2022

Quick, friendly and very helpful.

5
My advisor was speedy, helpful and friendly. Removed all jargon for me and explained in my terms how to get the best deal. Thank you! Reviewed on: 17th February 2022

Amazing

5
They were helpful from the beginning to the end they found the best deals and answered all my questions and were very proffessional and respectful,couldn’t recommend enough Reviewed on: 17th February 2022

Great company

5
Great company with great customer service and advisors who find brilliant tailored deals Reviewed on: 16th February 2022

Brilliant Service

5
Habito is an absolutely fantastic service. You really can't believe that it is free. Their customer service is second to none and they guide you through the whole process in a streamlined, easy to follow set of processes. I would definitely recommend to friends and family and will definitely use them in the future. Reviewed on: 16th February 2022

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