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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Mortgage application made easy

5
We're first time buyers and were very daunted by the prospect of a mortgage application! Our mortgage advisor Ravesh help every step of the way, highly recommend! Reviewed on: 17th April 2021

Easy and efficient

5
I have done two mortgages through habito and each time it has been seamless. A straightforward process with a very user friendly website (including on mobile). They are always quick to respond and very helpful. Reviewed on: 16th April 2021

Excellent Easy Efficient

5
Matt Schofield was excellent throughout super helpful, very quick to reply made it very easy Reviewed on: 16th April 2021

Mortgage advice and application

4
Really accessible service, easy to upload documents etc. Mortgage advisor responded quickly during different stages of application. This service wouldn't suit everyone due to being based online but I found it quick and easy to fit around work and other commitments. Reviewed on: 16th April 2021

Really helpful, speedy responses and zero email or phone calls

5
Mortgages made fit for the 21st century, made a process I was dreading, delightful! Reviewed on: 16th April 2021

Extremely fast, high tech and contactable.

5
Having already received 2 other mortgage in Principles from another broker firm and a bank besides Habito, I found once I had my offer accepted-Habito was by far the fastest and the only one of the three to actually move forward and find and apply for the mortgage. The other 2 had me wait 10 days for an appointment with a mortgage specialist. I also really like Habito's online service and document upload. Very high tech and modern in todays post pandemic times. Reviewed on: 16th April 2021

The most simple and seem less process I have followed for a remortgage should highly recommend

5
My experience was simple and stress free they do all the hard work for you and keep you up to date all of the way through the process. Reviewed on: 16th April 2021

Amazing Service

5
I had some difficulties getting the right documents for my mortgage but Habito went above and beyond to help me get this sorted. Can't recommend them enough! Reviewed on: 16th April 2021

A really great experience from start to finish

5
Everything was great with these guys. I found their website enjoyable to use & they take the fuss out of mortgages. Reviewed on: 16th April 2021

Never had so great comunication with any broker

5
This is my 3rd mortgage with Habito. I like them because of thiers transparency. I trust that they always have for me the best deal. I compared it with the other broker twice. Now I do not see the reason. The highlighting point is a full chat history which is helpful. Additionally, the response time is also very fast. Do not need to wait for "callbacks" etc. I have one person looking after me, but if I really need a super-fast response and my rep is not available immediately, I can initiate a new chat and will get the information I need straight away. Reviewed on: 16th April 2021

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