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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Quick and efficient advice

4
An easy to use service available at convenient times Reviewed on: 15th April 2021

Responsive and helpful

5
We started contacting Habito before the lockdown to apply for our mortgage in principle and although we have put our search on hold, coming back to check our details recently on the website was a good experience as all our details were still there and the advisers are ready to answer our questions. Darren our adviser was really helpful and always on hand to answer our questions. Despite providing answers on the questionnaire, he was more than happy to check other options for us should we use different terms. The process was smooth for myself and my partner. Just waiting now for the results of our mortgage application. Reviewed on: 15th April 2021

Great and easy way to communicate

5
Habito team was great during my search for new mortgage Good way of contacting using chat Highly recommended Reviewed on: 15th April 2021

Great service

4
Great service and I would happily recommend to other people. Reviewed on: 15th April 2021

Awesome service - as usual!

5
Always a superb service with super friendly agents and relentless energy to get even the trickiest mortgages over the line. Reviewed on: 15th April 2021

Even an idiot like me found it easy

5
Brilliant from start to finish, really helpful with clear advice Reviewed on: 14th April 2021

Making a daunting task so easy

5
I’m in the process of going through a mortgage application with Habito. It’s something that was an alien concept to me before, being a first time buyer, but they make everything so approachable. I had meetings with independent mortgage brokers before but their old fashioned salesy approach, as well as old fashioned ways of working didn’t suit me. Habito revolutionised this for me - being easy to get in touch with my broker, having any questions answered within minutes and feeling like I have a company who will access the whole market for me. I’m looking forward to moving things along with Habito! Reviewed on: 14th April 2021

Very responsive advisors and website easy to navigate

4
We are very happy with the service provided from Habito. I had many queries but on the webchat advisors got back to me quickly each time. Information upload was very easy from mobile too. Reviewed on: 14th April 2021

Fast responses, excellent service.

5
We’ve had a difficult mortgage situation, because our circumstances are unique. However, our mortgage advisor with habito has been amazingly helpful throughout the whole process. Everything was explained in thorough detail, and he went out his way to ensure we understood everything. There were fast responses, and an extremely kind service from David at Habito. I would definitely recommend to family and friends, as they went above and beyond to help make the mortgage process as smooth and positive as possible. Thank you Reviewed on: 14th April 2021

Good response

5
Good response and accessibility Reviewed on: 14th April 2021

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