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Hastings Direct: Personal loans reviews

Name: Personal loans
Rating: 4.6 (119 reviews)

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4.40

Based on 119 reviews, last reviewed 8th Oct 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

82%

Latest highest rating:

5

Quick, great value for money, easy to you great service, quick, easy to use, all required info well displayed. Thank you Reviewed on: 28th September 2024

Latest lowest rating:

1

Agreed a loan and then, after both myself and compan... Agreed a loan and then, after both myself and company signed on it, they backed out in the final checks phase - SURELY YOU SHOULD DO THE "FINAL" CHECK... Read more Reviewed on: 8th October 2025

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About this product

You can apply for a Hastings Direct Personal Loan online with no need to send anything through the post.

If you decide to repay a Hastings Direct Personal Loan in full or in part, you won’t be charged a fee. Loans are available from £1,000 to £25,000, repayable over one to five years.

Hastings Direct Personal Loan reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

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Hastings Direct Personal loans reviews (119)

Simple process, do not tie you up in knots.

Simple process, do not tie you up in knots. Straight forward to the end Reviewed on: 14th August 2024

Really easy to deal with from start to money arriving.

Really easy to deal with from start to money arriving. Nice to be able to choose the date of repayments, too. Just a smooth and pleasant experience. Reviewed on: 29th July 2024

Very simple and straightforward process.

Very simple and straightforward process. Not stressful and very transparent. Communication all throughout. Reviewed on: 28th July 2024

Very easy process indeed.

Very easy process indeed. Straight forward without any stress. Fast payout and good rates. Reviewed on: 27th July 2024

Amateur loan company

Do not apply through clear score or Experian with a triple lock guarantee - complete let down and very Amateur Reviewed on: 17th July 2024

Very easy and fast.

Very easy and fast. Good rates. Takes the stress out of process Reviewed on: 24th June 2024

Easy to use website

Easy to use website and once application was completed online the decision was made very quickly and then money was transferred as expected Reviewed on: 23rd June 2024

Long payout time

Application process is modern and intuitive. What to expect with any modern loan platform. Not the best, by far not the worst. what was really surprising and not mentioned anywhere prior to signing and completing, is that they take up to 5 days to payout. Most if not all companies I’ve dealt with, once pre-approved and signed, payout the same day/in a couple hours. Reviewed on: 7th June 2024

They make you wait a week.

They change your Apr once the have done a hard search, this affects your credit score if you go elsewhere. Once it's all gone through they tell you upto 5 working days wait, I had to wait a week so the van I wanted was sold. Never experienced this with any other company usually a couple of hours. Reviewed on: 29th May 2024

I had a fantastic experience with Hastings Direct fo...

I had a fantastic experience with Hastings Direct for my loan. The process was smooth, the interest rates were reasonably competitive and the customer service was fantastic. Reviewed on: 22nd May 2024

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