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Homeprotect reviews

Home Protect Insurance Logo
Rated Good 4.02/5

Homeprotect reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Good based on 118 product reviews

Average score of 4.02/5
5 star
55%
4 star
14%
3 star
4%
2 star
2%
1 star
25%
Reviews for Homeprotect have trended negatively over the past 90 days

Latest positive rating

4/5

System upgrade

This system upgrade was carried out efficiently on time. A missing loud bleeper was sent by post and should be made operational soon.

{"display":"Horace A","full_name":"Horace A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
Horace A 17th March 2026

Latest negative rating

1/5

I had an extremely disappointing experience with Hom...

I had an extremely disappointing experience with HomeProtect by AXA when I tried to make a claim for an issue affecting my property. When I... I had an extremely disappointing experience with HomeProtect by AXA when I tried to make a claim for an issue affecting my property. When I called them, they quickly told me the problem was not covered under the policy. This was astonishing, because the issue clearly affects the property itself. Yet despite this obvious connection, they immediately hid behind the small print and refused to help. It feels like HomeProtect by AXA are perfectly happy to take homeowners’ money month after month for insurance premiums, but the moment you actually need them to do what you pay them for — provide cover — they suddenly find endless reasons why your situation is somehow excluded. The entire experience left me feeling that the business model is simply to collect premiums while doing everything possible to avoid paying out when a legitimate claim is made. As a homeowner, you pay for peace of mind, but when the time comes to rely on your insurer, you get nothing but excuses and policy technicalities. It’s honestly remarkable to see how profitable the insurance industry must be when ordinary people faithfully pay their premiums year after year, only to discover that when they need support, they are left entirely on their own. Based on this experience, I would strongly advise other homeowners to read the policy extremely carefully and think twice before relying on HomeProtect by AXA to protect their property. My experience suggests that when it matters most, the support simply isn’t there. Read more Read less

{"display":"perrine f","full_name":"perrine f","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
perrine f 13th March 2026

About Homeprotect

Homeprotect reviews can help you to become Smart Money People by finding out what other Homeprotect policy holders have to say. Homeprotect are a specialist home insurance provider and offer insurance to cover a range of circumstances. Oh, and if you have first hand experience with Homeprotect, you can write your review on Smart Money People, the UK's leading financial services review platform today.

Homeprotect at a glance

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Reviews for Homeprotect

Showing 11 of 118 company reviews Last reviewed within 7 days

System upgrade

Home insurance 17th March 2026

This system upgrade was carried out efficiently on time. A missing loud bleeper was sent by post and should be made operational soon.

Rated Good 4/5
Read more product reviews
Reply from Homeprotect
We strive to offer cover that others can't, so it's great to see we could do that for you! Thank you, The Homeprotect Team.
18th March 2026
Homeprotect

Quality of written communication seems good and clear.

Home insurance 16th March 2026

Quality of written communication seems good and clear. We don't have a so-called "relationship" as mostly done transactionally at arms length and via digital means.... Quality of written communication seems good and clear. We don't have a so-called "relationship" as mostly done transactionally at arms length and via digital means. But the policy meets our needs and the price appeared competitive for renewal which is so often not the case - so we've remained with Homeprotect. Read more Read less

{"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Tom
Rated Good 4/5
Read more product reviews
Reply from Homeprotect
Thank you so much for your amazing review! We're thrilled to hear that you had a great experience with us. The Homeprotect Team.
17th March 2026
Homeprotect
  • 5/5

    a very easy renewal experience offering a great price

    a very easy renewal experience offering a great price

    {"display":"mark b","full_name":"mark b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    mark b 14th March 2026
  • 5/5

    Renewal easy and clear

    Online renewal was relatively easy and the offer is clear with what the upgrade and downgrade. But the price is not that competitive. Coverage is... Online renewal was relatively easy and the offer is clear with what the upgrade and downgrade. But the price is not that competitive. Coverage is comprehensive. There are lot details and customize if you know what you are insurance. Read more Read less

    {"display":"AYE A","full_name":"AYE A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    AYE A 14th March 2026
  • 1/5

    I had an extremely disappointing experience with Hom...

    I had an extremely disappointing experience with HomeProtect by AXA when I tried to make a claim for an issue affecting my property. When I... I had an extremely disappointing experience with HomeProtect by AXA when I tried to make a claim for an issue affecting my property. When I called them, they quickly told me the problem was not covered under the policy. This was astonishing, because the issue clearly affects the property itself. Yet despite this obvious connection, they immediately hid behind the small print and refused to help. It feels like HomeProtect by AXA are perfectly happy to take homeowners’ money month after month for insurance premiums, but the moment you actually need them to do what you pay them for — provide cover — they suddenly find endless reasons why your situation is somehow excluded. The entire experience left me feeling that the business model is simply to collect premiums while doing everything possible to avoid paying out when a legitimate claim is made. As a homeowner, you pay for peace of mind, but when the time comes to rely on your insurer, you get nothing but excuses and policy technicalities. It’s honestly remarkable to see how profitable the insurance industry must be when ordinary people faithfully pay their premiums year after year, only to discover that when they need support, they are left entirely on their own. Based on this experience, I would strongly advise other homeowners to read the policy extremely carefully and think twice before relying on HomeProtect by AXA to protect their property. My experience suggests that when it matters most, the support simply isn’t there. Read more Read less

    {"display":"perrine f","full_name":"perrine f","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    perrine f 13th March 2026
  • 5/5

    Great for listed buildings

    We have Grade II listed insurance with this company. The cost feels reasonable as most insurers won't even offer affordable insurance for older houses. Haven't... We have Grade II listed insurance with this company. The cost feels reasonable as most insurers won't even offer affordable insurance for older houses. Haven't claimed on this policy but great to have peace of mind. Read more Read less

    {"display":"Penny p","full_name":"Penny p","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Penny p 11th March 2026
  • 5/5

    Excellent Rates

    I have been with you for a few years. You have always given me the best price.

    {"display":"MRS M","full_name":"MRS M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    MRS M 10th March 2026
  • 5/5

    A fair and competitive price

    Positive experience for renewal process a fair price compared to other providers and easy to renew with a reasonably secure process for documents retrieval

    {"display":"Simon P","full_name":"Simon P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Simon P 4th March 2026
  • 5/5

    Impressed

    Our grade 2 listed cottage has been covered with Homeprotect for two years. Luckily we have never had to claim, however renewal has been super... Our grade 2 listed cottage has been covered with Homeprotect for two years. Luckily we have never had to claim, however renewal has been super easy and I am even more impressed now that I have found out that Homeprotect is a sponsor of Refuge. what a brilliant charity for those in need of a safe place to stay. Read more Read less

    {"display":"Faye K","full_name":"Faye K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Faye K 2nd March 2026
  • 5/5

    Always helpful anytime I've had to contact them.

    Always helpful anytime I've had to contact them.

    {"display":"Susanna M","full_name":"Susanna M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Susanna M 27th February 2026
  • 5/5

    Reduced premium when asked

    Home protect were very responsive when I was going to move to another provider as my quote online was cheape. They reduced my premium accordingly.... Home protect were very responsive when I was going to move to another provider as my quote online was cheape. They reduced my premium accordingly. I haven’t needed to make any claims so can’t review that element of their service Read more Read less

    {"display":"Kate B","full_name":"Kate B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Kate B 27th February 2026

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