Smart Money People Logo

JN Bank UK: Personal Loan reviews

4.96
Based on 699 reviews, last reviewed 11th Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow online portal and incredibly friendly... Easy to follow online portal and incredibly friendly staff members. Having followed JN Bank UK for a while now, I understand their dedicated to doing ... Read more Reviewed on: 11th April 2025
Harvey P's avatar
Harvey P

Latest lowest rating:

1

The worst bank I ever come across I applied for a personal loan with this bank, they performed an extensive background check, and I mean it EXTENSIVE - sent lots and lots and lots file... Read more Reviewed on: 21st November 2022
Marina Harris's avatar
Marina Harris

About this product

JN Bank UK Personal Loan reviews (699)

Review of the JN Bank UK, Personal Loan:

ok

5
very nice ,beautiful,very easy to make the loan Reviewed on: 9th February 2023

Quick no fuss company

5
JN Bank were really helpful and supported me through the application process. Money was paid into my account quickly. Reviewed on: 15th March 2023

Great company

5
Great company very accomodating, very nice staff that go out of their way to help you ,not a fussy loan company questions about suitability which actually matter very trustworthy Reviewed on: 15th March 2023

Fabulous and very supportive

5
Very straightforward and supportive customer service. Giving lots of advice and guidance about the product. Reviewed on: 15th March 2023

Great help

5
When I first took this loan on I was struggling, but thanks to this company they took the massive pressure of my head. They have put me back in a really good position and me and my partner who has had a really bad year back into a peace of mind year. Everything was sorted and put in place in minutes. They do not hassle for information like other companies have in the past, I feel like I have a really good relationship with JN Bank if I want something inwill ask and I will always get a great response All I can really say is its nice to try things differently so be different and try JN Bank They may just help you as they did me. Reviewed on: 15th March 2023

Review

5
Really friendly and easy to use process. Customer service have been swift and responsive when help has been needed. Reviewed on: 15th March 2023

Better than my bank!

5
Bank wouldn’t offer me anything even considering I had been paying a loan off from them for the last 36 months. APR on the lob was higher than this one i took out to consolidate my debts. Couldn’t recommend JN Bank any more Reviewed on: 15th March 2023

Just brilliant .amazing bank

5
I got a loan at really good rates and customer service is spot on Reviewed on: 15th March 2023

Excellent service

5
Easy to fill out forms and the customer service I received was excellent would recommend. Reviewed on: 15th March 2023

5 star

5
Quick and easy process, money in the account within few day from application Reviewed on: 15th March 2023

Personal Loan

4
Very helpful and the interest rate was as first mapped out to me. It didn’t increase after acceptance . Reviewed on: 15th March 2023

Do you have a different JN Bank UK product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from JN Bank UK?

  • Easy Access Savings

    from JN Bank UK 4.92 from 84 reviews
    JN Bank UK
  • Fixed Term Savings

    from JN Bank UK 4.82 from 141 reviews
    JN Bank UK
    View all products