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Klarna: Buy Now Pay Later reviews

4.41
Based on 565 reviews, last reviewed 13th Aug 2026
38% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Convenient and adaptable payments I like how you can choose to pay bit by bit for or you can make payments in advance to clear your balance quicker. Reviewed on: 13th August 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026
Suzi G's avatar
Suzi G

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

Review Klarna: Buy Now Pay Later now

Help others make smarter decisions by sharing your own experience. Write a review

Klarna Buy Now Pay Later reviews (565)

One of the best

5
Been with Klarna for the last 4 years, great service. Reviewed on: 31st August 2021

Easy with Klarna

5
So easy to set up and you get a text reminder when your next payment is due. Wonderful. Will use again when I need to. Reviewed on: 31st August 2021

Perfect for young adults who find it hard to save!

5
Klarna is a great way to split up large payments! I was finding it hard to save up for a new RTX graphics card (about £550). Klarna gave a me a credit limit helped me to split this into multiple monthly payments, and I got my GPU the next day! They are supported on a wide range of websites (financing) and you can use the app to create a "One-time card" which lets you split up the cost on any website into 3 interest free payments! My favourite part about this app is that you get rewarded for making payments on time/early, they do this by increasing your credit limit with them depending on the history you have with them! Reviewed on: 31st August 2021

Good and easy to navigate

4
I would expect much more brands Reviewed on: 30th August 2021

Nice!

4
Klarna is very good and helpful! Reviewed on: 30th August 2021

The best shopping app!!!

5
Love klarna I use it every month it allows me to purchase the things I need for myself & family by splitting the cost into 3 payments it helps me so much & is a right bonus with no added interest on top Reviewed on: 30th August 2021

Love it

5
So great to be able to lend in this way. Hassle free and easy. Reviewed on: 30th August 2021

Thank you Klarna

5
I have a poor credit rating through no fault of my own and if I ever try for any type of credit it costs me so much it’s not worth it. Klarna however doesn’t treat me differently just because of my credit rating which to me means a lot. So thank you Klarna for giving me a chance because it’s really helped my situation. Reviewed on: 30th August 2021

Quick and easy

5
Efficient service. Impressive speed. App is good, easy to search for merchants. Reviewed on: 30th August 2021

Love Klarna, makes it so much easier to get the things you want while still having money for necessities!

5
Would 100% recommend to friends and family. Makes shopping so much more enjoyable and stress free Reviewed on: 30th August 2021

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