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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.36 (563 reviews)

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4.36

Based on 563 reviews, last reviewed 14th Jul 2026

650% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Klarna is easy to use and the app is very clearly se... Klarna is easy to use and the app is very clearly set out and easy to navigate Reviewed on: 14th July 2026

Latest lowest rating:

1

I liked my earlier dealings with Klarna but ... I liked my earlier dealings with Klarna but have rated them a one-star because of more recent attempts at dealing. I appreciate that my financial stat... Read more Reviewed on: 11th June 2026

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (563)

Perfect for young adults who find it hard to save!

Klarna is a great way to split up large payments! I was finding it hard to save up for a new RTX graphics card (about £550). Klarna gave a me a credit limit helped me to split this into multiple monthly payments, and I got my GPU the next day! They are supported on a wide range of websites (financing) and you can use the app to create a "One-time card" which lets you split up the cost on any website into 3 interest free payments! My favourite part about this app is that you get rewarded for making payments on time/early, they do this by increasing your credit limit with them depending on the history you have with them! Reviewed on: 31st August 2021

Good and easy to navigate

I would expect much more brands Reviewed on: 30th August 2021

Nice!

Klarna is very good and helpful! Reviewed on: 30th August 2021

The best shopping app!!!

Love klarna I use it every month it allows me to purchase the things I need for myself & family by splitting the cost into 3 payments it helps me so much & is a right bonus with no added interest on top Reviewed on: 30th August 2021

Love it

So great to be able to lend in this way. Hassle free and easy. Reviewed on: 30th August 2021

Thank you Klarna

I have a poor credit rating through no fault of my own and if I ever try for any type of credit it costs me so much it’s not worth it. Klarna however doesn’t treat me differently just because of my credit rating which to me means a lot. So thank you Klarna for giving me a chance because it’s really helped my situation. Reviewed on: 30th August 2021

Quick and easy

Efficient service. Impressive speed. App is good, easy to search for merchants. Reviewed on: 30th August 2021

Love Klarna, makes it so much easier to get the things you want while still having money for necessities!

Would 100% recommend to friends and family. Makes shopping so much more enjoyable and stress free Reviewed on: 30th August 2021

AMAZING

EASY TO USE AND BEST PAYMENT SYSTEMS Reviewed on: 29th August 2021

seamless, responsible and proactive

ive used Klarna many times and i have never had an issue, and never had a query where it was not solved quickly via the app. its uncommon that you cant comment on customer service because with most companies you have an unpleasant conversation with a team member. but i have never had to communicate with an employee at Klarna because the app is superbly efficient and easy in finding information. a substantial part of Klarna and indeed modern society is their proactive approach to climate change using Give One and also making it clear and easy to see the impact your purchases have on climate change Reviewed on: 29th August 2021

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