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Klarna: Buy Now Pay Later reviews

4.89
Based on 539 reviews, last reviewed 13th Jun 2025
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Latest highest rating:

5

Who needs an expensive credit card? Who needs an expensive credit card?! I live how I can spread the cost of something that will last over time, and interest free! Reviewed on: 13th June 2025

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024
Katherine's avatar
Katherine

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (539)

Easy to use!

5
Klarna is amazingly easy to use! I love that most retailers give the option to pay in 3 or buy now and pay in 30 days. If 30 days isn't suitable for you for whatever reason, you can extend the payment due date by a week to help you out which is really helpful. No interest is applied either so you pay for the product and nothing more! Klarna is my main way to pay for certain items if I need the actual cash to be used for another bill but know I am receiving money in a few days. Klarna is fast to use, and they keep you informed of when your payment is due, whether this be an email or notification a few days before. They also let you know when they have received your payment for that extra peace of mind. You are very much in control of your finances when using Klarna Reviewed on: 10th August 2021

Absolutely fantastic!

5
Budgeting at its best! I have got into debt trouble before but this is so easy to use and behave with! Reviewed on: 10th August 2021

Shopping made stress and worry free

5
Klarna has helped me manage my spending and ensure all the things I need to buy are covered. With recently having a baby it's made it easier and stress free to plan our first christmas and ensure my little man has the best first Christmas as well as making sure my family and close friends are also able to recieve gifts this christmas Reviewed on: 10th August 2021

Convenient way to pay for your purchases

5
Klarna made any purchase very easy by giving installments payment method . Reviewed on: 10th August 2021

Best buy now pay later service

5
Klarna makes it so easy to manage payments on buy now pay later or split in 3. You can manage your payments on the app which is so user friendly. They keep you posted on upcoming payments so you never miss or forget it, and best of all it doesn’t affect your credit rating. They have partnered with most major retailers which means you have endless shops to use it in. You can buy without feeling stressed and spread your payments. Their customer service team are super friendly and equipped to help with any problems, even via the online chat support function. I am a regular user and I have recommended to so many of my friends! Reviewed on: 10th August 2021

power tools

5
fantastic no fuss straight forward easy to use all information of purchase and payments on Klarna site simple and easy Nic Reviewed on: 10th August 2021

Outstanding

5
Amazing service easy to access love all the services of the company would highly recommend it to families and friends Reviewed on: 10th August 2021

Shopping made affordable

5
Easy to use and has made purchases simply affordable Reviewed on: 10th August 2021

NO MORE CREDIT / STORE CARD DEBT!

5
Klarna has allowed my family and I to buy clothes, shoes, groceries etc, without having to pay interest. We had a wonderful Christmas knowing we were not going to be paying interest on a credit card for the next 5 years! Thank you Klarna :) Reviewed on: 10th August 2021

Easy access to affordable credit for your essential purchases

5
Klarna has been super useful for me, enabling me to split payments on larger purchases, or pay later, has really helped me to manage my finances whilst still getting the things I need to live my best life…from being able to invest in better quality sports shoes & clothing for running, cycling and walking, to affording the prescription glasses I needed urgently, to camping equipment for an impromptu trip away, without feeling like I’m getting in to debt. The useful reminders and flexibility is great. Well done Klarna. Reviewed on: 10th August 2021

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