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Lendable: Personal loan reviews

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4.95
Based on 31,973 reviews, last reviewed 14th May 2026
3022900% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
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Latest highest rating:

5

easy to apply. easy to apply...and easy to use. Reviewed on: 14th May 2026
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Rainie

Latest lowest rating:

2

Already asking for a review in the beginning suss Already asking for a review in the beginning suss Reviewed on: 11th May 2026
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Hamza khan
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About this product

Lendable offer loans from £1,000 to £25,000.

Loans can be repaid over a term of 12 to 60 months but you can pay it off early with no fees to pay. If your Lendable loan is approved, you can get the funds in as little as two hours. There is non-refundable loan fee added to the loan amount.

Lendable loan reviews help you find out what it’s really like to be a customer. If you’ve used Lendable before, you can also leave a review and share your experience.

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Lendable Personal loan reviews (31973)

A top notch, reliable and excellent customer service

5
In an era where financial services often feel bogged down by bureaucratic red tape and impersonal automated systems, Lendable is a breath of fresh air. I recently turned to them for a personal loan, and the experience was, quite frankly, the gold standard of what modern lending should look like. If you value speed, transparency, and a user-first interface, look no further. The Application: Seamless and Stress-Free The journey began with an application process that was remarkably intuitive. Unlike traditional banks that require stacks of paperwork and several "in-branch" appointments, Lendable’s platform is entirely digital and streamlined. I was able to check my eligibility in under two minutes without any impact on my credit score—a feature that provided immediate peace of mind. The questions were clear, the interface was sleek, and I never felt like I was being asked for unnecessary information. Decision Speed: Truly Instant We’ve all heard the term "instant decision," but Lendable actually delivers on it. Within seconds of hitting the submit button, I had a firm offer in front of me. There was no "pending review" or "we’ll call you in three days." The terms were laid out with absolute clarity—no hidden fees, no confusing jargon, just a straightforward breakdown of the monthly repayments and the total cost of credit. Funding: Lightning Fast The most impressive part of the experience was the speed of funding. Once I digitally signed the agreement, I expected a wait of at least 24 to 48 hours. To my absolute shock, the funds were sitting in my bank account in less than an hour. In a world where timing can be everything—especially if you’re consolidating debt or handling an urgent home repair—this level of efficiency is a total game-changer. Customer-Centric Approach What truly sets Lendable apart is the feeling that they are built for the customer. Their communication is proactive and helpful without being intrusive. Even their "Manage Your Loan" dashboard is clean and easy to navigate, making it simple to track payments or make overpayments if you choose to. It’s clear they have invested heavily in technology to make the borrower's life easier, but they haven't lost the "human" touch in their professional tone and transparent dealings. Final Verdict Lendable has successfully stripped away all the stress and friction usually associated with borrowing money. They are fast, fair, and incredibly professional. Whether you are looking to renovate your home, purchase a new car, or simply get your finances in order, I cannot recommend them highly enough. They have earned my complete trust, and I wouldn’t hesitate to use them again in the future. Reviewed on: 13th April 2026
Mbunya Cyril's avatar
Mbunya Cyril

My experience with lendable has been overall an amaz...

5
My experience with lendable has been overall an amazing experience. I have never had to worry about my direct debt and when it comes out and the rates are not to bad either. Reviewed on: 13th April 2026
Daniel H's avatar
Daniel H

Good customer service easy to apply for small loans...

5
Good customer service easy to apply for small loans very quick when approved money in the bank within minutes Reviewed on: 13th April 2026
Gavin Johnson's avatar
Gavin Johnson

Excellent service

5
The application process was quick and simple, same day pay out and good rates for someone with a lower credit score like myself. Could be improved by offering an option to make monthly overpayments on top of monthly instalments instead of just offering the option to pay the whole loan off at once. Reviewed on: 13th April 2026
Erica's avatar
Erica

Very helpful staff

5
Very helpful staff, dealt with my issues and very good communications with them Reviewed on: 13th April 2026
Andrew Dyer's avatar
Andrew Dyer

Very good experience, the money really helps me, th...

5
Very good experience, the money really helps me, thank you once again Reviewed on: 13th April 2026
Elizabeth A's avatar
Elizabeth A

I have had 2 loans all been quick and easy

5
I have had 2 loans all been quick and easy Reviewed on: 13th April 2026
Vell w's avatar
Vell w

Such a creditable company to deal with.

5
Such a creditable company to deal with. I felt guilty asking for a loan and they were so helpful and friendly Reviewed on: 13th April 2026
claire ross's avatar
claire ross

Great loan company

5
Quick and easy to apply easy to get in touch if you have an issue Reviewed on: 13th April 2026
Georgia M's avatar
Georgia M

Lendable are reliable and always there when your in...

5
Lendable are reliable and always there when your in need, there app is so easy to use never had no problems Reviewed on: 13th April 2026
Daniel j's avatar
Daniel j

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