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Lending Stream: Short-term loan reviews

Name: Short-term loan
Rating: 4.89 (2495 reviews)

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4.93

Based on 2,495 reviews, last reviewed 6th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025

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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Lending Stream Short-term loan reviews (2495)

Review of the Lending Stream, Short-term loan:

Awful Customer Service & Complaints Department

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022

THE BEST

Easy and quick, making it possible for everyone to get a fair shake Reviewed on: 15th July 2025

The process was easy to follow and paying back was f...

The process was easy to follow and paying back was fair. Reviewed on: 15th July 2025

Easy fast hassle fee loans

Iif you want an easy, fast and hassle free loan, then this us the place to be. Reviewed on: 15th July 2025

Very easy and quick!

Very easy and quick! Poor credit score ?not a problem with Lending stream Reviewed on: 15th July 2025

Always there when needed

Very responsible company, helpful and Friendly Reviewed on: 15th July 2025

Quick short term loan

Ive recently moved house and needed a bit of extra cash for the expenses involved. This was a quick way to borrow some money despite my low credit rating. Reviewed on: 15th July 2025

Needed money fast.

Needed money fast. Was aware the apr was high but as I intended to pay it all back on my next payday it worked out to be very cheap Reviewed on: 15th July 2025

Excellent

Help my financial even is not big amount. I wish that next time I’ll get better offer. Thank you a lot and I can past my friends you’re company. Reviewed on: 12th July 2025

Lending stream have helped me out whenever I’m in ne...

Lending stream have helped me out whenever I’m in need and have always offered me the most suitable loan. I will continue using them whenever I need short term help! Reviewed on: 8th July 2025

Very friendly customer service, very understanding a...

Very friendly customer service, very understanding and gave great information Reviewed on: 8th July 2025

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