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Lending Stream: Short-term loan reviews

View other Lending Stream products
4.93
Based on 2,495 reviews, last reviewed 6th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025
Rebecca K's avatar
Rebecca K

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025
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Alex
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (2495)

Your Trusted Partner in Urgent Financial Solutions

5
When faced with unexpected financial challenges, Lending Stream has been my go-to source for quick and reliable payday loans. Their seamless application process and swift approval have saved me during times of urgent need. The convenience and efficiency they offer are truly unmatched. Lending Stream stands out as a trustworthy and responsible lender. They prioritize transparency, ensuring that I fully understand the terms and conditions of the loan before proceeding. This level of openness instills confidence and eliminates any uncertainties, allowing me to make informed decisions. What sets Lending Stream apart is their commitment to customer satisfaction. The friendly and supportive customer service team is always ready to assist, providing prompt responses to my queries and concerns. Their dedication to ensuring a positive borrowing experience is truly commendable. I appreciate Lending Stream's flexible repayment options, which have provided me with the necessary breathing space when managing my finances. Their understanding of the varying financial circumstances of borrowers sets them apart from other lenders in the market. If you find yourself in need of a payday loan, I highly recommend Lending Stream as a reliable and trustworthy partner. Their commitment to responsible lending, coupled with their exceptional customer service, makes them a standout choice for those seeking urgent financial solutions. Reviewed on: 21st June 2023
Cherry Monette Antonio's avatar
Cherry Monette Antonio

Too expensive

1
Interest rates are insane. Very exploitative Reviewed on: 13th June 2022
Beans Dean's avatar
Beans Dean

Awful Customer Service & Complaints Department

1
Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022
James's avatar
James

Absolute scum

1
Robbing laying filth. I wouldn’t piss on them if they were on fire Reviewed on: 28th July 2021
Bout Bonner's avatar
Bout Bonner

Great lenders

5
Lending stream is for me very effective and efficient in the way in which they carry out their obligations. They are remarkably good to go and I can vouch for them any day any time. Reviewed on: 14th June 2021
Gods power Okonma's avatar
Gods power Okonma

Great service

5
Great service overall fast and no hassles thanx lending stream. Reviewed on: 17th June 2019
Paul Latham's avatar
Paul Latham

Great service

5
Really good lending company Highly recommended. Reviewed on: 16th June 2019
Tina's avatar
Tina

helpful

5
it was very quick and easy to apply Reviewed on: 15th June 2019
gloria g 's avatar
gloria g

Wow

5
Very simple and very fast loan. Recommend. :) Reviewed on: 14th June 2019
Artur's avatar
Artur

Quick, Simple, Brilliant

5
Recommend highly to friends & family Reviewed on: 14th June 2019
Paul's avatar
Paul

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