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Lending Stream: Short-term loan reviews

Name: Short-term loan
Rating: 4.89 (2495 reviews)

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4.93

Based on 2,495 reviews, last reviewed 6th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025

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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Lending Stream Short-term loan reviews (2495)

Review of the Lending Stream, Short-term loan:

Awful Customer Service & Complaints Department

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022

Excellent customer service and support

They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Nice and easy to apply fast process.

Nice and easy to apply fast process. Reviewed on: 19th July 2025

Good experience i so happy customer

Good experience i so happy customer Reviewed on: 17th July 2025

I had a fault with my car and applied for a loan, pr...

I had a fault with my car and applied for a loan, process was very quick and simple Reviewed on: 16th July 2025

Very easy and straightforward.

Very easy and straightforward. Expensive in terms of interest rate Reviewed on: 16th July 2025

The money you pay back on a bigger loan is very high...

The money you pay back on a bigger loan is very high, however it has helped me out in difficult times Reviewed on: 16th July 2025

Was very easy and money paid straight away

Was very easy and money paid straight away Reviewed on: 16th July 2025

Great for short term cash - easy to apply and can re...

Great for short term cash - easy to apply and can re apply soon after Reviewed on: 16th July 2025

Very helpful and clear loan instructions

Very helpful and clear loan instructions Reviewed on: 15th July 2025

The Apr is high I understand the need for profit.

The Apr is high I understand the need for profit. But very high. The quality of service is very good and I would recommend but would say be sure you are absolutely sure you would like the loan as it can be a lot to pay back Reviewed on: 15th July 2025

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