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L&C Mortgages: Mortgage broker reviews

4.89
Based on 2,727 reviews, last reviewed 18th Feb 2026
128400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent service No additional costs or hidden extras. Getting my first mortgage was extremely straight forward with L&C Mortgages. Staff were personable and happy to ... Read more Reviewed on: 18th February 2026
Kate B's avatar
Kate B

Latest lowest rating:

1

Poor service, didn't get back in touch when promised I looked at remortgaging with L&C as I was on my lenders SVR. They asked for all the details as you'd expect and arranged a time to call me back - no ... Read more Reviewed on: 1st February 2022
Craig Dent's avatar
Craig Dent

About this product

Want to read reviews of mortgage broker L&C Mortgages? See what the Smart Money People community is saying below to help you decide which broker is right for you. Or have you already used L&C Mortgages in the past? Post a review of your experiences and you'll be helping others with their mortgage application!

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L&C Mortgages Mortgage broker reviews (2727)

Excellent service

5
No additional costs or hidden extras. Getting my first mortgage was extremely straight forward with L&C Mortgages. Staff were personable and happy to explain unfamiliar jargon to make everything clear. Have recommended to friends and would use when remortgaging without question. Reviewed on: 18th February 2026

What's not to love about L&C?

5
What's not to love about L&C? Free expert advice and assistance on Mortgages and Life insurance. I am so glad I found them online. Reviewed on: 17th February 2026

Quick responses, friendly and helpful advice

5
Quick responses, friendly and helpful advice Reviewed on: 17th February 2026

L&C Mortgages helped me to secure my first mortgage...

5
L&C Mortgages helped me to secure my first mortgage in 2016 and I've recommended them to other first time buyers ever since. Reviewed on: 17th February 2026

First time buyer.

5
As a first time buyer, I was nervous and needed guidance and patience. L&C advisors explained everything to me clearly, were calm and patient with me and informed me clearly what they required. It helped the process a lot. Reviewed on: 17th February 2026

Nice and easy.

5
Nice and easy. Happy to adapt to personal preferences without being pushy. Reviewed on: 17th February 2026

Excellent broker, highly recommended

5
Duncan always proactively finds us the best deal and is a pleasure to deal with. We don’t get charged a broker fee which is great especially as L&C appear to have full access to the market. The products, terms and rates are clearly explained and the timing and advice is invaluable. Reviewed on: 16th February 2026

Very helpfull advisor, got a great deal.

5
Very helpfull advisor, used L&C twice now & very happy nothing times. Reviewed on: 16th February 2026

Cheap and Efficient

4
I contacted L&C after a bad experience with a mortgage advisor, who was going to charge me £450 for their services. L&C were helpful, easy to contact, you can track your application progress online. Their services are free but efficient, I'm really glad I went with them and did it all over the phone. I got a good deal and they will be contacting me once my fixed mortgage deal is up, to help me remortgage. Reviewed on: 16th February 2026

Helpful staff secured an appropriate mortgage

5
Helpful staff secured an appropriate mortgage Reviewed on: 15th February 2026

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