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Loqbox: Credit building reviews

View other Loqbox products
4.56
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas
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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1961)

Not happy

1
They will not let you pick your direct debit day which makes it impossible to keep track of when payments are due Reviewed on: 24th June 2025
Bill m's avatar
Bill m

Friendly and on point and always want to help.

5
Friendly and on point and always want to help. Reviewed on: 24th June 2025
Sam b's avatar
Sam b

Loqbox really has helped improve my credit score to...

5
Loqbox really has helped improve my credit score to now above average. This was after my bankruptcy period ended Reviewed on: 24th June 2025
David L's avatar
David L

Clear helpful advice made me less anxious

5
Clear helpful advice made me less anxious Reviewed on: 24th June 2025
Mandy Greaves's avatar
Mandy Greaves

Lowboy is helping me get back into saving each month...

5
Lowboy is helping me get back into saving each month after not bothering for a while. I now now after 12 months I will have money put away in case anything crops up in the future. I will now carry on each month Reviewed on: 24th June 2025
Elaine B's avatar
Elaine B

Loqbox help me manage my money and buliding my credi...

5
Loqbox help me manage my money and buliding my credit score , and they have a very nice customer service Reviewed on: 24th June 2025
Anett O's avatar
Anett O

Great experience I had with this company app great r...

5
Great experience I had with this company app great results. Reviewed on: 24th June 2025
Angello Armada's avatar
Angello Armada

Simple, Effective, and No Risk

5
I’ve been using Loqbox for a few months now and it’s been a really smooth and helpful experience. I wanted to build or improve my credit score without taking out a credit card or loan, and Loqbox felt like a safe, low-risk way to do that. The concept is really clever: you “save” money each month, and they report those payments as if you were repaying a loan—so it builds your credit history. Then at the end of the year (or earlier if you choose), you get all your savings back. It felt like a win-win, and I appreciated that there was no interest or debt involved. Their app and dashboard are really easy to use, and I was pleasantly surprised at how quickly my credit score started to improve. It also gave me a bit more discipline with saving, which was an added bonus. I’d definitely recommend Loqbox if you’re just starting out with credit, repairing it, or looking for a low-stress way to build a good score over time. Just make sure you stay consistent with your payments and don’t withdraw early unless you have to. Reviewed on: 24th June 2025
Kaiya P's avatar
Kaiya P

A great way to build credit.

5
A great way to build credit. Highly recommend Reviewed on: 24th June 2025
Dan's avatar
Dan

I needed help to boost my credit score and Loqbox ca...

5
I needed help to boost my credit score and Loqbox came to the rescue. I am happier now that I know with Loqbox and determination my score will improve . Reviewed on: 24th June 2025
Robbo's avatar
Robbo

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