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Loqbox: Credit building reviews

4.56
Based on 1,925 reviews, last reviewed 15th Jul 2026
67600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Highly Recommended Title: Excellent Credit Building Service Review: I’ve had a very positive experience with Loqbox. The platform is easy to use, payments are straightf... Read more Reviewed on: 15th July 2026
Md Ahmed 's avatar
Md Ahmed

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1925)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Thank you Loqbox, you have saved me!

5
’ve had a really positive experience using Loqbox. It’s a simple and accessible way to start building or improving your credit score, especially if you’re not sure where to begin. The process is clear from the start, and I like that everything is explained in a way that makes sense without being overwhelming. What stood out most for me is how it encourages better financial habits. You’re effectively setting money aside while also building your credit profile, which feels like a win‑win. It’s a great option if you want to work on your credit score in a structured, low‑risk way. The platform itself is easy to use, and I’ve found the updates and guidance really helpful in understanding how my credit is improving over time. Overall, I’d definitely recommend Loqbox to anyone looking for a practical and straightforward way to build their financial confidence Reviewed on: 3rd June 2026

signup is deliberately vague

1
It signed me up by accident and I'll be charged to cancel so I'm just going along with it now Reviewed on: 3rd June 2026

It’s been good at helping build my credit score

5
It’s been good at helping build my credit score Reviewed on: 3rd June 2026

Great service

5
It's been straight forward from beginning and easy to navigate. Reviewed on: 3rd June 2026

Have built positive score since joining

5
Have built positive score since joining Reviewed on: 3rd June 2026

Great tool to help set money aside

5
Great tool to help set money aside Reviewed on: 3rd June 2026

Excellent Service for Building CreditI've had...

5
Excellent Service for Building Credit I've had a great experience with Loqbox. The platform is easy to use, straightforward to understand, and has helped me become much more aware of how credit works. I like that it encourages good financial habits while helping build a positive payment history with the major UK credit reference agencies. Loqbox reports payments to Experian, Equifax and TransUnion, helping users demonstrate consistent repayments over time. The app is simple to navigate, and the progress tracking tools make it easy to stay motivated. What I appreciate most is that it gives people who are new to credit, or looking to improve their credit profile, a practical way to demonstrate responsible financial behaviour. Improvements aren't guaranteed, but many users report positive results when they make payments consistently. Customer support has been responsive whenever I've needed help, and the whole process feels transparent and well organised. Overall, I'd definitely recommend Loqbox to anyone looking to strengthen their credit history and develop better financial habits. Highly recommended! Reviewed on: 3rd June 2026

Excellent

5
Very helpful and very informative Reviewed on: 3rd June 2026

I appreciate the help building my credit score

5
I appreciate the help building my credit score Reviewed on: 3rd June 2026

It has helped me see how creditors see me and it all...

4
It has helped me see how creditors see me and it allows me to set up a savings account where they take money straight from my bank Reviewed on: 3rd June 2026