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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1128)

My experience

5
I used loqbox grow and save. This helped me build my credit and assisted me in receiving my first credit card. Reviewed on: 3rd June 2025
Elliott 's avatar
Elliott

Building a Better Future

5
Loqbox has honestly been life changing for me. At 26, I’ve finally found a way to save that really works and I found it all on my own. I’m using it to work towards big goals, like saving for a mortgage, taking my son on holidays, and just building a better life for us. The best part is how it locks my savings away, so I’m not tempted to dip into them. It’s helped me stay focused, and when I reach a goal and transfer the money into my account, it feels so rewarding. It’s also boosted my Experian score, which gives me more options for borrowing in the future. I’d genuinely recommend Loqbox to anyone, it’s secure, simple, and has made a massive difference in my journey. Reviewed on: 3rd June 2025
Anna 's avatar
Anna

Loqbox has allowed me to review my current financial...

5
Loqbox has allowed me to review my current financial status and actively take control to improve it. The website is super easy and I find that being able to log in to browse where I am on my credit improving journey, is both encouraging and exciting. This is a fantastic place to start and the journey continues, thank you Loqbox! Reviewed on: 3rd June 2025
AJT's avatar
AJT

The app has really helped to become smarter with my...

5
The app has really helped to become smarter with my money and make better decisions to improve my credit rating Reviewed on: 3rd June 2025
Ambrose Opoku 's avatar
Ambrose Opoku

Help me keep track of money and payments couldn’t be...

5
Help me keep track of money and payments couldn’t be any more happy the service is great as well Reviewed on: 3rd June 2025
Natasha F's avatar
Natasha F

Logbox has really helped improve my credit score

5
Logbox has really helped improve my credit score, and now I have options of so many credit cards. Reviewed on: 3rd June 2025
Peter O's avatar
Peter O

Good plan to change your credit score

5
its has been a good journey with loqbox . i have managed to build my credit score Reviewed on: 3rd June 2025
B mensah 's avatar
B mensah

AMAZING!!!

5
Have use for many years and will continue to do so I’ve never had a problem helps with saving so much Reviewed on: 3rd June 2025
shannon k's avatar
shannon k

It helps improve my credit score and the first time...

5
It helps improve my credit score and the first time i signed up, at some point before the full 12 month period ran out, I needed the money urgently and I was able to withdraw my moneyband start up a new loqbox save after withdrawing from my previous one Reviewed on: 3rd June 2025
Chibuike S's avatar
Chibuike S

Worth the sign up

5
I started using Loqbox only about two months ago. My credit scores were really awful. But since using Loqbox and making the monthly payment, my credit scores have increased significantly. Reviewed on: 3rd June 2025
Emmanuel O's avatar
Emmanuel O

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