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Loqbox: Credit building reviews

4.57
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1961)

Within 2 months I saw an improvement in my credit sc...

5
Within 2 months I saw an improvement in my credit score. And the advice provided is easy to apply and relevant. Reviewed on: 9th July 2025

Really easy to use and has helped me boost my credit...

5
Really easy to use and has helped me boost my credit score Reviewed on: 9th July 2025

I signed up to Loqbox knowing it was a credit buildi...

3
I signed up to Loqbox knowing it was a credit building account and would have to pay a monthly subscription of £20 per month. What I wasn’t aware of is the £2.50 every week! And then was also unaware of the Bolton that I had {NOT} knowingly agreed too. Which was another £20 per month. So that was taken from my account for a few months now aswell as the £20 subription and £12.00 a week for the service. I have now cancelled the bolt on but still have the account I been trying to open the Loqbox to take my money, But it will not let me! And says I haven’t paid enough in to be able to or I have to pay £30 to get it withdraw transfer to another account. no when trying to cancel the whole thing it also says I have t paid enough in! Having said all of that it has made an I’mprovement on my credit already and would be happy to keep Loqbox if I could afford it Reviewed on: 9th July 2025

I can highly recommend Loqbox.

5
I can highly recommend Loqbox. The website is extremely helpful and signing up has been instrumental in gaining back my credit health. It has been a great start to motivating me as I have watched my credit score increase and improve my financial reliability and stability. Reviewed on: 9th July 2025

Worked as they stated it would, credit score is flyi...

5
Worked as they stated it would, credit score is flying up & I’ve got access to two £200 loans throughout the year. £7 fees could be abit less though but beggars can’t be choosers. Reviewed on: 9th July 2025

Loqbox boosted my score within the first few weeks,...

5
Loqbox boosted my score within the first few weeks, Very surprised and absolutely delighted Reviewed on: 9th July 2025

It gets the job done

5
It gets the job done, and acts smartly in the background. Whenever I have a question their customer support answers straight away. I can't fault the service and my score has already increased. Thanks Reviewed on: 9th July 2025

Simple and reassuring.

4
Simple and reassuring. That's all you need when someone deals with your money. Reviewed on: 9th July 2025

Loqbox has really helped me in rebuilding my credit...

5
Loqbox has really helped me in rebuilding my credit score so that it's healthy and stable again. Reviewed on: 9th July 2025

Logbox is great.

5
Logbox is great. It has helped me build my credit score Reviewed on: 8th July 2025

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