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Loqbox: Credit score builder reviews

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4.76
Based on 941 reviews, last reviewed 26th Jun 2025
77100% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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0%
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6%

Latest highest rating:

5

Motivational Credit score has increased has helped me to save which has increased second time round Reviewed on: 26th June 2025
Warren A's avatar
Warren A

Latest lowest rating:

1

I can not log in and nobody seems to to care. I can not log in and nobody seems to to care. Reviewed on: 25th June 2025
roman's avatar
roman
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (941)

Daylight robbery

1
Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023
Ross Gilson's avatar
Ross Gilson

Loqbox saver

5
Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023
adrianhaldane's avatar
adrianhaldane

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023
Adam Blaby's avatar
Adam Blaby

They literally take 200 pound from my savings without a reason

1
They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023
Hicham 's avatar
Hicham

Fantastic!

5
Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023
DSouter79 's avatar
DSouter79

Helpful app

5
Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023
morgi.burke23@gmail.com's avatar
[email protected]

It's ok to slightly boost your credit score

2
It's ok to slightly boost your credit score however they force you to open an unwanted bank account simply to withdraw you're own money fee free. This is just a way for the banks to make money more than to help the customer. Poor. Reviewed on: 25th March 2023
Ryan's avatar
Ryan

Good Good Good

5
A good way to build credit and get advice. Reviewed on: 10th March 2023
Michael Fairbairn's avatar
Michael Fairbairn

Useful for the savings bit and the credit builder

5
Have seen an improvement in my credit score since I started using Loqbox 3 months ago. Highly recommended Reviewed on: 10th March 2023
Daniela Selentiak's avatar
Daniela Selentiak

Scam

1
The worst decision I have ever made. Soon as I signed up to loqbox my credit rating went down. I'm 3 months with no improvement. Their customer service is nonexistent. They do not reply to any emails. Avoid !! Reviewed on: 11th February 2023
Sarah's avatar
Sarah

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