Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

View other Manchester Credit Union products

4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2124)

Credit union

I dont think I could off got through covid without credit unions help they are great people very friendly and they know what they are doing very experienced and if you do a mistake they let you know and how to do it very good company to be with I have never had any issues with them glad that I joined them. Reviewed on: 14th July 2025

Always there to help you straight away

Always there to help you straight away Reviewed on: 14th July 2025

Since joining credit union I have to say they are am...

Since joining credit union I have to say they are amazing! Great service you get from credit union always there if you need them Reviewed on: 14th July 2025

Safe and secure loan

Safe and secure loan, it feels safe to lend money, then only time I've ever felt that Reviewed on: 14th July 2025

Easy to use, love the new app update makes it easier...

Easy to use, love the new app update makes it easier to top up your loan and withdraw immediately, i use this all.tbe time and really.helps when I'm in a tough sopot Reviewed on: 14th July 2025

Amazing ! Deffo recommend

Manchester credit union are amazing they offer different loans. They offer one called a family loan which is really really beneficial for parents who are struggling as they can get this it doesn’t matter on your credit etc and it’s payed back through child benefit automatically so you don’t have to worry about missing payments it’s an amazing option for parents that struggle but have a bad credit score Reviewed on: 14th July 2025

Great app

Love the new app, it's so easy to use and get ur money into ur bank straight away. Reviewed on: 14th July 2025

Very helpfull and helps save Very easy to use and ve...

Very helpfull and helps save Very easy to use and very polite staff Reviewed on: 14th July 2025

I'm glad I went with credit union

I'm glad I went with credit union Reviewed on: 14th July 2025

MCU has been a help to me in term of financial need...

MCU has been a help to me in term of financial need and have been up to date with MCU very affordable rate Reviewed on: 14th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Wolverhampton City Credit Union 2.00 from 2 reviews
Bridging Finance
from Together Money 2.05 from 7 reviews
Personal Loan
from Updraft 4.95 from 7085 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub