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Manchester Credit Union: Loans reviews

4.84
Based on 3,926 reviews, last reviewed 10th Jul 2026
371% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use. Very easy process to use. No problems applying. Reviewed on: 10th July 2026
Terry M's avatar
Terry M

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3926)

Applied for a family loan top up was in my bank the...

5
Applied for a family loan top up was in my bank the same day. No issue no problems. The only downside is to contact someone on the actual phone is difficult it rings and goes to there mailbox alot so I tend to just leave messages on the app. Reviewed on: 29th April 2026

Outstanding service

5
They have been really helpful in times of need. They are understanding of individual circumstances and staff have been respectful and gone above and beyond with support when I have had issues and need some help. Reviewed on: 29th April 2026

Manchester Credit Union has helped me so many times,...

5
Manchester Credit Union has helped me so many times, throughout many difficult situations, such as when I unexpectedly became a foster parent. Reviewed on: 29th April 2026

My experience

5
My experience with them was great, they provide excellent service that meets my need. Thank you Reviewed on: 29th April 2026

Highly recommend for supportive financial help

5
I have had an excellent experience with Manchester Credit Union. From the outset, I found their service to be supportive, approachable, and genuinely focused on helping members improve their financial wellbeing. The application process was straightforward, communication has always been clear and timely, and I’ve felt treated with respect throughout. What stands out most is their willingness to listen and provide fair, practical solutions tailored to individual circumstances, rather than a one-size-fits-all approach. Overall, I have been very satisfied and would confidently recommend them to others seeking a trustworthy and community-focused financial service. Reviewed on: 29th April 2026

Had an amazing experience with credit union always p...

5
Had an amazing experience with credit union always professional and helpful. I have used these for years now and I am always happy with the result. Customer service is excellent and how to manage and access my finances are easy and reliable Reviewed on: 29th April 2026

My experience

5
Fabulous experience with Manchester credit union loans not only have I been able to save but it’s such a simple process also, in all honestly I have had an issue with customer service professional wise but was very quickly resolved and I couldn’t say enough great things about the company I recommend it to a lot of great families in need of support Reviewed on: 28th April 2026

Its easy to navigate.

5
Its easy to navigate. Easy to speak to s Reviewed on: 28th April 2026

I have been with credit union for

5
I have been with credit union for Reviewed on: 28th April 2026

Very easy to apply absolutely amazing massive help w...

5
Very easy to apply absolutely amazing massive help when struggling Reviewed on: 28th April 2026

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