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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

Amazing loan..

5
Amazing loan options and brilliant service honestly really happy Reviewed on: 13th June 2025

My review on loans and savings

4
It was quite good as they help you financially and they support you through out. Reviewed on: 13th June 2025

Excellent

5
always very good and helpful good way to save and borrow money with little interest Reviewed on: 13th June 2025

Very reliable, easy to use and always fast with cate...

5
Very reliable, easy to use and always fast with catering for customers. Would highly recommend! Reviewed on: 13th June 2025

Been using MCU for years, so quick and helpful

5
Been using MCU for years, so quick and helpful Reviewed on: 13th June 2025

Always help when needed staff are freindly and well...

5
Always help when needed staff are freindly and well mannered Reviewed on: 13th June 2025

Great and great customer service fast at replying to...

5
Great and great customer service fast at replying to questions Reviewed on: 13th June 2025

Easy access, able to withdraw funds without having a...

5
Easy access, able to withdraw funds without having any issues as long as I have the minimum amount to be able to withdraw. Reviewed on: 13th June 2025

I have had nothing but a positive experience with MCU.

5
I have had nothing but a positive experience with MCU. Customer service always quick to respond and are very helpful and understanding towards customers. Saving money whilst paying off a loan is really great and is helpful for my family. Great service! Reviewed on: 13th June 2025

Fantastic customer service.

5
Fantastic customer service. Easy application and great interest rates. thank you. Reviewed on: 13th June 2025

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