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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4152 reviews)

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4.85

Based on 4,152 reviews, last reviewed 3rd Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

So far i have good experience , always helpful casto...

So far i have good experience , always helpful castomer service, Reviewed on: 10th May 2026

Initially I needed the loan quite quickly due to goi...

Initially I needed the loan quite quickly due to going on sick but since then I have been able to save which has been great. It’s a balance that I needed. Reviewed on: 10th May 2026

Great savings,easy app , helps me save

Great savings,easy app , helps me save Reviewed on: 10th May 2026

Easy and reliable, especially helpful with the price...

Easy and reliable, especially helpful with the price of everything going up Reviewed on: 10th May 2026

Very good.

Very good.service. staff very knowledgeable and polite. That's why I've stayed with MCU all these years. reliable. Better than the main stream banks. Many thanks. Happy customer. Reviewed on: 10th May 2026

The best So helpful trust worthy

So helpful and trustworthy I can withdraw my savings in a click of a button and it’s always in straight away Reviewed on: 10th May 2026

Postive Review

I’ve had a positive experience with my credit union overall, especially when it comes to ease of use and transaction processing times. Their online banking platform is simple to navigate, and the mobile app makes it easy to check balances, transfer money, and deposit checks without any hassle. Customer service has also been responsive and helpful whenever I’ve had questions. One of the standout features has been the speed of transaction processing. Direct deposits are usually available quickly, often earlier than expected, and transfers between accounts process in a timely manner. Debit card transactions update almost immediately, which helps with keeping track of spending. Compared to larger banks I’ve used in the past, the experience feels more personal and efficient. Overall, the credit union provides a reliable and user-friendly banking experience with fast transaction processing and strong customer support. Reviewed on: 10th May 2026

I particularly value is the sense of trust and comm...

I particularly value is the sense of trust and community focus they provide compared to larger banks. Their services feel more personal, and I’ve found them reliable for managing savings and financial support when needed. Communication has been good, and any issues or enquiries I’ve had were handled efficiently. Reviewed on: 10th May 2026

Credit union is a reliable loan company

Credit union is a reliable loan company Reviewed on: 10th May 2026

I’m still waiting to get my loan

I’m still waiting to get my loan Reviewed on: 9th May 2026

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