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Manchester Credit Union: Loans reviews

4.93
Based on 2,165 reviews, last reviewed 6th Mar 2026
42% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2165)

I have had the greatest experience with the Manchest...

4
I have had the greatest experience with the Manchester Credit Union since l took my loan.Its manageable the monthly instalment l pay towards the loan l took and it’s nearly three quarters paid. Reviewed on: 12th June 2025

Such a helpful thing to have when having small child...

5
Such a helpful thing to have when having small children. Reviewed on: 12th June 2025

I have a positive experience with credit union I hav...

5
I have a positive experience with credit union I have been a member for many years Reviewed on: 12th June 2025

Amazing help in sticky times

5
Never had any issues and the staff are so friendly and helpful. they’ve made it so easy to get a top up aswell now and it’s instantaneous which is super helpful rather than keep doing the fork every time. They’re very quick on response if you have any questions also. Reviewed on: 12th June 2025

Always there if you need help.

5
Always there if you need help. It's a really good idea to help people out and they go above and beyond when needed Reviewed on: 12th June 2025

The staff are lovely on the phone .

5
The staff are lovely on the phone . Always ready to help their customers Reviewed on: 12th June 2025

Fast response every time I have messaged really help...

5
Fast response every time I have messaged really helpful Reviewed on: 12th June 2025

Have never heard bad experience.

5
Have never heard bad experience. My loan was approved as early as possible Reviewed on: 12th June 2025

It was very good experience and did all process quick

5
It was very good experience and did all process quick Reviewed on: 12th June 2025

It’s been a positive experience from the start

5
It’s been a positive experience since the beginning back In 2014 when I joined always helpful, always keeping everyone update with events and news. Brilliant credit union proud to be a member Reviewed on: 12th June 2025

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