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Manchester Credit Union: Loans reviews

4.94
Based on 2,130 reviews, last reviewed 15th Jan 2026
211% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a single problem. Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026
Chelsea W's avatar
Chelsea W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2130)

Great service all round customer service and service...

5
Great service all round customer service and services 10 out of 10 Reviewed on: 12th June 2025

Manchester Credit Union Review

5
Manchester Credit Union has helped me when I have needed money in a fast and helpful manner , the savings account aspect of the loans is a great idea and is also helpful for money needs when the loan has been repaid. I love recommending credit unions to friends and family. Reviewed on: 12th June 2025

Mcu has supported me to consolidate my loan and that...

5
Mcu has supported me to consolidate my loan and that has made it worthy and convenient too Reviewed on: 12th June 2025

MCR are quick at responding, really helpful and reli...

5
MCR are quick at responding, really helpful and reliable. Also accurate with payments and customer service is also brilliant Reviewed on: 12th June 2025

Excellent all round

5
The app is quick and easy to use and when calling about a query MCU has excellent customer service which is speedy and reliable Reviewed on: 12th June 2025

I love the credit union.

5
I love the credit union. I have my money paid in monthly. Then the loans are simply to apply for, they take it from my money before I get it so it’s easy paying back and not loads of interest like other providers Reviewed on: 12th June 2025

BEEneficial (beneficial)

4
Been with my a few years now very Good experience with then. Highly recommended. Reviewed on: 12th June 2025

I have always found the service to be fair, speedy a...

5
I have always found the service to be fair, speedy and excellent in terms of apr. Such a great help to families when something occurs unexpected. Also being able to save alongside repaying the loan is brilliant. A great help towards Christmas or birthdays. Reviewed on: 12th June 2025

Great company great people great service

5
Great company great people great service Reviewed on: 12th June 2025

Everyone his helpful and kind and there help you wit...

5
Everyone his helpful and kind and there help you with a lot of things Reviewed on: 12th June 2025

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