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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2166)

100% customer service

5
From the start MCU have been spot on with customer relations. Reviewed on: 11th June 2025

Great Experience At Mcu Always There To Help

5
Great Experience At Mcu Always There To Help Reviewed on: 11th June 2025

MCU support

5
I have had lots of loans over the years really been a great help for me very happy. Reviewed on: 11th June 2025

The staff are always helpful.

5
The staff are always helpful.its a good way to access saving and small amounts of money from child benefit. Reviewed on: 11th June 2025

They’ve been a massive help to me when I need money,...

4
They’ve been a massive help to me when I need money, I have no family to ask for help but you guys stepped in and made a massive difference! Reviewed on: 11th June 2025

Excellent manchester credit union

5
I have used manchester credit for about 7 years now. Whenever I need anything I email them and they always help me out. Even if I need to withdraw from my savings they help me. Reviewed on: 11th June 2025

Single mum

5
Since I have a family loan,it helps me a lot with my family,I am grateful, I have already recommended to another single mums,,because is so difficult to manage everything, Reviewed on: 11th June 2025

Amazing services

5
Overall really happy with the help and support that we get from credit union and are very grateful with these services and would highly recommend to friends and family Reviewed on: 11th June 2025

family loan

4
Took a family loan which really helped at Christmas and have since extended it once I’d paid most of it off. Reviewed on: 11th June 2025

Always very helpful and very easy to organise

5
Always very helpful and very easy to organise Reviewed on: 11th June 2025

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