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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 3,210 reviews, last reviewed 12th May 2026
1593% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and a great idea to add a savings s... Very easy to use and a great idea to add a savings so that when you finish paying off your loan you can collect the savings. Reviewed on: 12th May 2026
Emily w's avatar
Emily w

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3210)

Always excellent when I need it the most and very qu...

5
Always excellent when I need it the most and very quick to put into the bank I would always recommend to my friends. Thank you for saving me a few times Reviewed on: 14th July 2025
Anne marie 's avatar
Anne marie

Why can’t I use savings to pay loan

3
I had £300 savings but you wouldn’t let me transfer them over off my loan so I was paying interest on a loan of £400+ when in fact if the savings were deducted I would only owe £50 and a lower interest too Reviewed on: 13th July 2025
H's avatar
H

Live savers when struggling with cost of living

5
I have had my amount for numerous year and I have had lots of loans (child benefit loan) and had no problem with payments as it is very fair to what you have to pay back. Even when I have been struggling they have allowed me to withdraw money from my savings too. Reviewed on: 13th July 2025
Amy w's avatar
Amy w

This account is very useful for emergencies for when...

5
This account is very useful for emergencies for when we are ever short on money. Reviewed on: 13th July 2025
Polly K's avatar
Polly K

Great loans and saving company, very straight forwar...

5
Great loans and saving company, very straight forward and easy to use. I rate them a 10/10 Reviewed on: 13th July 2025
Rhy's avatar
Rhy

Good benefits and drawbacks

5
Good service. Good for save money Reviewed on: 13th July 2025
Jolanta 's avatar
Jolanta

Excellent customer focused team.

5
Excellent customer focused team. Approval was given with in as short period of time. Reviewed on: 13th July 2025
Emmanuel 's avatar
Emmanuel

I love how I can save and pay my loan back at the sa...

5
I love how I can save and pay my loan back at the same time they don't put you in to debt they lend what you can afford and also you save what you can I love that Reviewed on: 13th July 2025
Lisa's avatar
Lisa

no hassle

5
Love the loans and the way up can top it up no hassle and in bank within minutes Reviewed on: 13th July 2025
Melanie 's avatar
Melanie

Fantastic service polite friendly staff don't make y...

5
Fantastic service polite friendly staff don't make you feel.embarassed Reviewed on: 13th July 2025
Clare 's avatar
Clare

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