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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2166)

I've had a credit union account for 14 years

I have had a credit union account for nearly 14 years. Credit union is the only way ever been able to have savings because of how the system works, which is great for me as a single mum it helps with the cost of Christmas. The loan application is so easy to do and can all be done online from the comfort of your own home.The customer service is amazing. Reviewed on: 11th June 2025

Never have any problems really lovely

Never have any problems really lovely Reviewed on: 11th June 2025

Recommended 5 star !

Really simple process got a loan as well as saving a regular amount each week hassle free service Reviewed on: 11th June 2025

Been with MCU for over 10years now and I've had Loan...

Been with MCU for over 10years now and I've had Loans with them couple of times, which was paid off easily due to the low interest rate. All customer advisors have dealt with have been excellent and always helpful. Reviewed on: 11th June 2025

Help when needed

I got the family loan when I have my second little girl and it was very much needed and I’ve had the top up everytime they are due never had an issue they always been great and very understanding Reviewed on: 11th June 2025

Fast and simple

Simple to apply with a fast response to application. Easy to manage with the app. Customer service is excellent whether on the phone or on the app using the chat option. Reviewed on: 11th June 2025

Simple to apply for a loan and good communication.

Simple to apply for a loan and good communication. They answer queries swiftly and simply. Reviewed on: 11th June 2025

I have never problem with Manchester Credit Union wh...

I have never problem with Manchester Credit Union when I take loan. Reviewed on: 11th June 2025

Service is good.

Service is good. Fast response to our email. Reviewed on: 11th June 2025

Best about

I was referred to Manchester credit union through a friend and I tried my luck in using them the interest rates was affordable and the service was 10/10 they help you but also advise what is best for you. The service is quick easy and reliable and now they are the only company I use. Reviewed on: 11th June 2025

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