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Manchester Credit Union: Loans reviews

4.84
Based on 3,929 reviews, last reviewed 11th Jul 2026
328% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very excellent customer support quick and reliable s... Very excellent customer support quick and reliable service from staff excellent communication a good way of saving money and would highly recommend to... Read more Reviewed on: 11th July 2026
Alison jayne's avatar
Alison jayne

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3930)

straight forward no mess accounts for saving,...

5
Amazing straight forward no mess accounts for saving, and loans Reviewed on: 18th April 2026

Excellent customer service

5
Used for at least 4 years now, always easy to contact and everything is explained well. So straight forward to apply and easy to use the app which is great! Never had a problem with them but i know if i did it will be easily resolved as the customer service team are excellent Reviewed on: 18th April 2026

Got a loan to buy a car was very easy and straight f...

5
Got a loan to buy a car was very easy and straight forward. Will always use manchester credit union. Reviewed on: 18th April 2026

Professional and Considerate

4
My experience was a friendly, professional and considerate service, sensitive to my needs and personal situation Reviewed on: 18th April 2026

Really helpful, and quick in responding.

5
Really helpful, and quick in responding. Reviewed on: 18th April 2026

My experience with the credit union as been a life s...

5
My experience with the credit union as been a life saver for example buying school uniform it as helped me so much. Reviewed on: 18th April 2026

They are just brilliant, the idea that you can save..

5
They are just brilliant, the idea that you can save money with as little as child benefit it’s just mind blowing , I been saving with Manchester credit Union for3 years my situation is pay check till pay check and I saved 300£ with just 2£ and the main part you can’t withdraw your savings until you paid off your total loan so you end up saving even more , it’s just brilliant, and customer service is always professional never rude always listens and obviously if you have emergency you can ask to withdraw some small amount from your savings but only in emergency situations, that is perfect, thanks guys for being and making this all better for us Reviewed on: 18th April 2026

Amazing!

5
Amazing! Never had any issues and the top up process is quick and easy, if I make a mistake customer service are quick to ring me and resolve the issue! 10/10 Reviewed on: 18th April 2026

Bee with MCU for years, never had any issues and eve...

5
Bee with MCU for years, never had any issues and every transaction and interaction has been so easy. Reviewed on: 18th April 2026

I wish I had known about it sooner!

5
I wish I had known about it sooner! Its so much easier doing this through child maintenance I dont even notice the payments anymore and the loans have helped us so much,and you cant get into trouble with debt with them. Reviewed on: 18th April 2026

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