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Manchester Credit Union: Loans reviews

4.84
Based on 3,929 reviews, last reviewed 11th Jul 2026
328% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very excellent customer support quick and reliable s... Very excellent customer support quick and reliable service from staff excellent communication a good way of saving money and would highly recommend to... Read more Reviewed on: 11th July 2026
Alison jayne's avatar
Alison jayne

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3930)

Every time l apply for a loan it’s very easy and the...

5
Every time l apply for a loan it’s very easy and the money comes vey quick and straight into your account within a short time and manageable terms of payment.The greatest thing the money is deducted from my wages making it easier for me to.l don’t have to worry about the direct debit, thinking there might be no money in my account. Reviewed on: 18th April 2026

Brilliant

5
Manchester credit union really pulled me out of a hole I was stuck in! Especially with the savings scheme they have. So I pay back my loan and save money into another account at the same time. They also have a bingo game once a month you can join Reviewed on: 18th April 2026

Easy way to save

5
I found manchester credit union in a time where saving felt impossible, and with 3 children being able to withdraw is quick and easy for those emergency expenses, especially around the holidays, I can easily see what loans to saving I have and everything is so much easier using the app. Reviewed on: 18th April 2026

always good to have when in need of some extra...

5
always good to have when in need of some extra cash Reviewed on: 18th April 2026

My sister told me about MCU and I thought id give it...

5
My sister told me about MCU and I thought id give it a go and I was really happy how easy it was to apply and customer services was helpful and quick responding to my enquiries..and once id paid back £150 I could take it out again if I really needed to..definitely recommend MCU..keep doing a great job for the community of Manchester what a great way to help people that get refused elsewhere.. Reviewed on: 17th April 2026

Always there to help

5
When I was in desperate need to have help feeding my child manchester credit union was there, and at the same time helped me to start saving! Reviewed on: 17th April 2026

Best ever

5
The rate are lower than all the places I have enquired. Very helpful and professional. Reviewed on: 17th April 2026

Manchester credit union has always been my number on...

5
Manchester credit union has always been my number one go to when it comes to loans, reliable and efficient. Even on occasions when I have struggled, they were always ready to listen and help Reviewed on: 17th April 2026

Good service value for money and very helpful

5
Good service value for money and very helpful Reviewed on: 17th April 2026

I heard from a friend about the family loans, it was...

5
I heard from a friend about the family loans, it was easy to apply and when I got accepted I was thrilled. I got my loan out as I become a newly single mum to my almost one year old so it really helped me with basic necessities jut give me that little bit of help I needed. And it’s so helpful when your abit short you can always rely on it. It’s quick and simple and easy to withdraw. Reviewed on: 17th April 2026

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