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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Helpful friendly staff. Amazing team

5
Helpful friendly staff. App is very easy to use. Family loan is amazing product that really helps me when I need extra funds. Funds are quick to clear and bank holidays are dealt with easily. Reviewed on: 11th June 2025
Joanne m's avatar
Joanne m

I don’t have much money and this really helps me...

5
I don’t have much money and this really helps me Reviewed on: 11th June 2025
Jade R's avatar
Jade R

Excellent service I got a family credit union loan t...

5
Excellent service I got a family credit union loan to help with Christmas it’s quick easy and even better that you can still draw out once some has been paid back . That helps so much and the repayments are reasonable you I don’t even notice them anymore . Reviewed on: 11th June 2025
Kelly 's avatar
Kelly

Been using this company since 2019 always been brill...

5
Been using this company since 2019 always been brilliant easy to withdraw money, any issues they’ve always been really helpful Reviewed on: 11th June 2025
Natalie M's avatar
Natalie M

Manchester Credit Union is the best people I have ev...

5
Manchester Credit Union is the best people I have ever dealt with. The response to message are very polite, with correct information and they answer back in a timely manner. They help as much as possible without putting you into financial difficulty. Reviewed on: 11th June 2025
Joanne E's avatar
Joanne E

I have had my loans granted with very easy access to...

5
I have had my loans granted with very easy access to apply and very good customer service Reviewed on: 11th June 2025
Leon S's avatar
Leon S

Hassle free happy to help at all times

5
Hassle free happy to help at all times Reviewed on: 11th June 2025
Dylan d's avatar
Dylan d

Ok but having to wait 3 months for a topup is not ad...

4
Ok but having to wait 3 months for a topup is not advisable Reviewed on: 11th June 2025
Sarah w's avatar
Sarah w

When I’ve needed a loan it’s the most ideal one I’ve...

5
When I’ve needed a loan it’s the most ideal one I’ve ever had, so easy to pay back and keep on top of! And always handy to have an account with them as it’s there if needed best one I’ve ever had! Reviewed on: 11th June 2025
Kirsty J's avatar
Kirsty J

Good to save money and it’s like saving bank

5
Good to save money and it’s like saving bank Reviewed on: 11th June 2025
Nastia S's avatar
Nastia S

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