Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

View other Manchester Credit Union products

4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2166)

Easy to use portal to access loans and top up loans...

Easy to use portal to access loans and top up loans immediately 24/7. Site very easy to use and navigate. Low interest rates and the lack of credit check for family loans is really helpful for those who have low credit scores. Reviewed on: 11th June 2025

Really helped a lot in time of a crisis.

Really helped a lot in time of a crisis. Easy to pay back, good payment scheme and low cost. I would definitely recommend Manchester Credit Union. I can't thank them enough for the support. Reviewed on: 11th June 2025

Customer service have been amazing since day one on...

Customer service have been amazing since day one on both phone calls and online chat and email! Always answer any enquiries or questions I have fast response always! Reviewed on: 11th June 2025

Was really quick and easy and friendly staff

Was really quick and easy and friendly staff Reviewed on: 11th June 2025

Best credit agency going as far as im concerned

I could not do without credit union once you get upto 150.00 pounds you can apply again and they have made it much much easier than before all done on the app and the money is in your bank nearly straight away brilliant service they have saved me loads off times really glad I joined them. They don't charge you loads of interest as well great company recommend to anyone one who needs that little bit off help now and again. Reviewed on: 11th June 2025

Absolutely amazing if needed to pay stuff off or hel...

Absolutely amazing if needed to pay stuff off or help with money expenses Reviewed on: 11th June 2025

I’ve been with credit union for 7 years now, always...

I’ve been with credit union for 7 years now, always reliable and no nonsense lenders. Can always count on them for excellent customer service. Thank you Reviewed on: 11th June 2025

Is helpful when i need it the money for pay the bill...

Is helpful when i need it the money for pay the bills and home Reviewed on: 11th June 2025

Credit Union is a great place for savings and loans...

Credit Union is a great place for savings and loans well helpful helped me out a very lot paid off my debts with hardly any interest like I was paying each month Reviewed on: 11th June 2025

Amazing services , amazing support

Amazing services , amazing support Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal Loan
from Post Office 4.08 from 176 reviews
Personal Loan
from NatWest 4.13 from 150 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub