Smart Money People Logo

Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2124)

Amazing service

5
Amazing service from the online and customer service Reviewed on: 11th June 2025

Really helped me out I’ve just moved into my first h...

5
Really helped me out I’ve just moved into my first home and it was a shell the money helped me out a lot Reviewed on: 11th June 2025

Manchester credit union helps me out financially and...

5
Manchester credit union helps me out financially and for saving for my little one for her future however little it may be, it’s still a start and I can proudly say I did that with the help from Manchester credit union! Reviewed on: 11th June 2025

Very good and helpful.

3
Very good and helpful. Staff are really understanding Reviewed on: 11th June 2025

Staff are lovely nothing is too much trouble u messa...

5
Staff are lovely nothing is too much trouble u message them and they message straight back Reviewed on: 8th June 2025

manchester credit union is amazing.

5
manchester credit union is amazing. they make you feel safe, explain everything clearly and promote saving alongside easily accessible loans !! i have a family loan with them and it’s so straight forward to apply, the staff are always on hand via email to help every query and respond quickly and efficiently!! cannot recommend highly enough Reviewed on: 8th June 2025

Helps me so much be lost without this loan

5
Helps me so much be lost without this loan Reviewed on: 6th June 2025

This is a great way of seeking for help and you get...

5
This is a great way of seeking for help and you get it, they save for you and you must pay as per agreement Reviewed on: 4th June 2025

Yes good service helpful on phone when I contacted t...

5
Yes good service helpful on phone when I contacted them process was very quick I would recommend it to anyone Reviewed on: 3rd June 2025

Family loan and savings

5
I did the family loan n I was so impressed the top up loan when it goes do so much really does help. I was amazed how fast it gets transferred.the savings they Also do are really good going to come in handy for my boys 1st birthday.thank you credit union for being there when I have needed it. Reviewed on: 2nd June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products