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Manchester Credit Union: Loans reviews

4.85
Based on 4,155 reviews, last reviewed 6th Oct 2026
86% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick response and good customer service via em... Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026
ZCE's avatar
ZCE

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026
Danielle's avatar
Danielle

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4155)

Helped me out joining

5
Helped me out joining good it takes so much to repay the loan back & sends the rest back over to ur bank account so your not left with nothing Reviewed on: 25th April 2026

Great incentive to save along side borrowing

5
Great incentive to save along side borrowing Reviewed on: 25th April 2026

I do find its very hard to contact them and noone an...

3
I do find its very hard to contact them and noone answers the phone but the laons are affordable and easy to manage Reviewed on: 25th April 2026

I really liked it; the loan process was very easy an...

5
I really liked it; the loan process was very easy and fast. Reviewed on: 25th April 2026

Never had an issue.

5
Never had an issue. Everything is easy to understand and the staff are always polite and helpful Reviewed on: 25th April 2026

Great service and help when needed

5
Helps when needed and excellent service Reviewed on: 24th April 2026

Super easy and never had any problems with my child...

5
Super easy and never had any problems with my child benefit being sent back Reviewed on: 24th April 2026

Manchester credit union is a great lender , with a r...

5
Manchester credit union is a great lender , with a really low apr rate , as some lenders are threw the roof , never had a problem with getting help with my loans never had a problem and the app is really easy to use even to re top up your loan. 5 stars Reviewed on: 24th April 2026

All round easy to use and good especially when needi...

5
All round easy to use and good especially when needing a loan or even just to save or withdraw for emergencies especially Reviewed on: 24th April 2026

I've used MCU for over 8 years now and I find it so...

5
I've used MCU for over 8 years now and I find it so easy to get loans. Nice and simple! Reviewed on: 24th April 2026

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