Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
33% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2166)

Yes good service helpful on phone when I contacted t...

5
Yes good service helpful on phone when I contacted them process was very quick I would recommend it to anyone Reviewed on: 3rd June 2025

Family loan and savings

5
I did the family loan n I was so impressed the top up loan when it goes do so much really does help. I was amazed how fast it gets transferred.the savings they Also do are really good going to come in handy for my boys 1st birthday.thank you credit union for being there when I have needed it. Reviewed on: 2nd June 2025

Very quick, cheap repayments, no hassle, easy to do,...

5
Very quick, cheap repayments, no hassle, easy to do, many options to chose from to pay back. Save a lot as well as you repay the loan back. Very helpful especially when it's time in need. Reviewed on: 29th May 2025

really fast and given alot of infomation

5
really fast and given alot of infomation Reviewed on: 28th May 2025

Very efficient service and very helpful , highly rec...

5
Very efficient service and very helpful , highly recommended Reviewed on: 27th May 2025

High standard professional service and my loan was p...

5
High standard professional service and my loan was processed quickly. Reviewed on: 19th May 2025

Very fast and helpful, they requested some additiona...

5
Very fast and helpful, they requested some additional info and it was all sorted within 24hrs Reviewed on: 16th May 2025

I've applied for a £500 loan with Manchester Credit...

5
I've applied for a £500 loan with Manchester Credit Union it was simple to do no hassle great combinator to pay into Reviewed on: 13th May 2025

Easy to apply.

5
Easy to apply.. very quick decision Reviewed on: 12th May 2025

Always there to help and a lifeline for those who ne...

5
Always there to help and a lifeline for those who need it most Reviewed on: 12th May 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products