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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Great customer service, quick approval for a loan

5
Great customer service, quick approval for a loan Reviewed on: 12th July 2025

It’s a quick service, you get the checks done fast a...

5
It’s a quick service, you get the checks done fast and when you need to contact them using the app the answer immediately Reviewed on: 11th July 2025

Excellent customer service

5
Excellent customer service, great rates and easy repayments and options that suit Reviewed on: 11th July 2025

5 star service

5
Excellent communication and staff who are empathetic to your needs and understanding situations Reviewed on: 11th July 2025

Manchester credit union have helped me more than the...

5
Manchester credit union have helped me more than they would even no. Helping me with a loan and helping save ah the same time. What more could you ask for Reviewed on: 11th July 2025

Very helpful service in times of need

5
Very helpful service in times of need, I’ve used MCU for a few years now and it’s been great for small loans and savings Reviewed on: 11th July 2025

Review for family loan

5
It was difficult to sort out when I first joined but the team supported me to join up and I have found it great to help me save and also help when I needed extra money Reviewed on: 11th July 2025

I use my credit union to save for christmas every year.

5
I use my credit union to save for christmas every year. 1 loan no stress easy repayments and help to save a little for me when i need it..as a carer on low income..this service cant be beaten. Reviewed on: 11th July 2025

MCU Loans

5
Affordable loans with a low interest rate. Reviewed on: 11th July 2025

Always polite and friendly.

5
Always polite and friendly. Very quick to answer enquiries and always polite and treated with respect. In store staff at wythenshawe are great too! Reviewed on: 11th July 2025

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