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Manchester Credit Union: Loans reviews

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4.94
Based on 2,062 reviews, last reviewed 9th Sep 2025
356% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

5

The Community Bank with A Buzz Manchester Credit Union makes your money goes further it helps build savings whilst borrowing every penny counts Reviewed on: 9th September 2025
Eulalee Bygrave 's avatar
Eulalee Bygrave

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2062)

Quick decision and transfer of funds

5
Quick decision and transfer of funds Reviewed on: 8th July 2025
Elaine 's avatar
Elaine

Always very helpful and polite staff.

5
Always very helpful and polite staff. Reviewed on: 8th July 2025
Sarah D's avatar
Sarah D

Brilliant

5
Always easy and straight forward, Reviewed on: 8th July 2025
Leanne b's avatar
Leanne b

I had a loan of them a few years ba k an never reali...

5
I had a loan of them a few years ba k an never realised I was still saving a little each month an when I went to use the service again I had a healthy amount in my savings so came in really handy . Reviewed on: 8th July 2025
Donna C's avatar
Donna C

It is really good experience and it’s really easy to...

5
It is really good experience and it’s really easy to use the app Reviewed on: 8th July 2025
Aurelia B's avatar
Aurelia B

Managable appropriate lending tool

5
MCU has been a fantastic tool to get better control and understanding of my finances. Learning to save and lend appropriately Reviewed on: 8th July 2025
Tammy v's avatar
Tammy v

100% recommend

5
Great experience, easy to understand and very reasonable lending rates. My credit is only fair, but MCU provided a far better rate than I’d get elsewhere and it’s reassuring to borrow from a reputable agency. 100% recommend :) Reviewed on: 8th July 2025
Rhe's avatar
Rhe

Brilliant

5
Brilliant experience and good service Reviewed on: 8th July 2025
tracey's avatar
tracey

Manchester Credit Union have been brilliant over the...

5
Manchester Credit Union have been brilliant over the years I have been with them. I have both a loan and savings account which are both easy to maintain and pay into when I can. Staff are always ready to help, friendly and professional Reviewed on: 8th July 2025
EmmaJane's avatar
EmmaJane

Just incredible service!

5
Just incredible service! Always really happy to help where ever they can! Great customer service too and very easy to call through and quick response times to emails! Thank you. Reviewed on: 8th July 2025
Kirsty w's avatar
Kirsty w

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