Write a review

Newsletter

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4155 reviews)

View other Manchester Credit Union products

4.85

Based on 4,155 reviews, last reviewed 6th Oct 2026

86% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick response and good customer service via em... Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (4155)

I took out a loan in 2023 for a car.

I took out a loan in 2023 for a car. It was seamless and the money was in my account with no hassles. The interest rate was very competitive. I paid it off in less than a year. Reviewed on: 20th April 2026

Never had any issues

Never had any issues, when setting account up staff was very helpful and pro ibs correct directions on what I needed to do next in regards to changing my account t details with child maintenance. Reviewed on: 20th April 2026

Great service

Good short term solution Friendly advisors and speedy service Reviewed on: 20th April 2026

I’m very happy with Manchester credit union about it...

I’m very happy with Manchester credit union about it is excellent Reviewed on: 20th April 2026

Very reliable union, my experience with them was so...

Very reliable union, my experience with them was so amazing and lovely. Reviewed on: 20th April 2026

Been using them for years they're brill

Been using them for years they're brill Reviewed on: 20th April 2026

I have good lexperience with loans

I have good experience with loans Reviewed on: 20th April 2026

Best and most supportive company

Best and most supportive company Reviewed on: 20th April 2026

Manchester credit union av helped my family in so ma...

Manchester credit union av helped my family in so many ways Reviewed on: 20th April 2026

Friendly, reliable service you can trust

Here’s a natural, well-balanced response you can use or tweak: “I had a smooth and straightforward experience with Manchester Credit Union. The application process was easy to follow, and everything was explained clearly from the start. What stood out most was how approachable and helpful the staff were—they took the time to answer my questions and made sure I understood all the details before moving forward. The loan terms felt fair and manageable, and I appreciated the transparency throughout. Overall, it felt like a trustworthy service that genuinely looks out for its members.” If you’d like it to sound more casual, more detailed, or include something specific (like speed, approval time, or repayment flexibility), tell me and I’ll refine it. Reviewed on: 20th April 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from RBS 3.50 from 12 reviews
Loans
from Thistle Credit Union 4.76 from 80 reviews
Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.75 from 1290 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub