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Manchester Credit Union: Loans reviews

4.94
Based on 2,115 reviews, last reviewed 18th Dec 2025
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing and great for Very helpful and easy to use there is always a helpful member of staff willing to help Reviewed on: 18th December 2025
Jade's avatar
Jade

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2115)

Living with your credit union

5
Joined on inception has been great help in many matters Reviewed on: 19th May 2022

Easy to use services!

5
The Manchester Credit Union makes it so easy to save up and access great quality low cost loans to suit me. Reviewed on: 19th May 2022

Excellent

5
Really handy helpful and easy. Helps you learn to save too. Reviewed on: 19th May 2022

Helpful and understand

5
Have always been supportive to my needs Reviewed on: 19th May 2022

Highly recommended

5
Excellent way to help you out! Always a good thing to go to when your struggling also helps a lot with savings Reviewed on: 19th May 2022

Quick efficient responses

5
I’ve always found Manchester credit union really easy to deal with . Fast responses with factual quotes and timetable of loans . Really easy to understand agreements and which are fair and easy to agree to . No heavy sales and just easy manageable loans and application processes Reviewed on: 19th May 2022

Never have had an issue

5
I like the idea of an app where I can do all my banking no quibble! The app is monitored which many companies don’t stay on top of so if I am am out and get short of cash I can do a quick transfer. To be fair I have not had a need to borrow money but I am confident that if I made an application it would be handled swiftly and with all fairness. Thanks Reviewed on: 19th May 2022

Staff

5
The staff was very perlite and helpful Reviewed on: 19th May 2022

always very help full

5
every time i need a loan they always help me Reviewed on: 19th May 2022

Manchester Credit Union is very family and community friendly by assisting in Credit issues

5
Manchester Credit union is excellent Reviewed on: 19th May 2022

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