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Manchester Credit Union: Loans reviews

4.93
Based on 2,172 reviews, last reviewed 12th Mar 2026
41% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2172)

Simple easy to use and great customer service

5
No hassle simple and great customer service Reviewed on: 22nd May 2022

Very easy to use

5
Easy to understand and use and very quick and reasonable payment plans Reviewed on: 22nd May 2022

Very good

5
Very good fast process reliable good communication Reviewed on: 22nd May 2022

Excellent Service

5
A brilliant service, and care with affordable repayments and help and customer service second to none. A union with the person in their thoughts and personalise your dealings. Reviewed on: 22nd May 2022

A great team, excellent in the community

5
Excellent service and really make a difference Reviewed on: 22nd May 2022

Everyone should be with MCU

5
Joined MCU in 2019 with recommendation from my mother. Services are good including loans (low interest) and savings (good dividend at the end of the year). I like how they involve all customers in voting and AMG. Reviewed on: 22nd May 2022

Great staff

5
Very professional staff helpful Reviewed on: 22nd May 2022

Amazing credit Union

5
Manchester credit union did for me what a bank that I have banked with for 15 years could not do Reviewed on: 21st May 2022

never had any issue for a loan

4
it would be good for members who want a loan and who have already transfer their benefit to their account Credit Union to have more facilitate on the point of view of filling in the form Reviewed on: 21st May 2022

Good way for saving

5
It’s a very very good option for saving and it’s really very helpful Reviewed on: 21st May 2022

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