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Manchester Credit Union: Loans reviews

4.94
Based on 2,113 reviews, last reviewed 17th Dec 2025
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Been excellent since I first took a loan Been excellent since I first took a loan Reviewed on: 17th December 2025
S p 's avatar
S p

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2113)

Best loan for mothers

5
I have this review based upon my own experiences using this provider. It has such a easy application process and the funds are realised prominently aswell as ensuring I make savings which are released after my loan is paid in full. Reviewed on: 19th May 2022

easy process and very handy to have

5
i’ve been a customer of the manchester credit union for years now and i’ve never had any problems brilliant customer service and always happy to help ive recommended tour service to most people i know and having the loan available has been very useful at times very happy customer :) Reviewed on: 19th May 2022

Best credit union Manchester

5
Ever since joining Manchester credit union I have been able to save money and get a top up if need be, that’s what makes it great. Reviewed on: 19th May 2022

Recommend highly

5
I would recommend manchester credit union! The staff are friendly helped me out alot! Reviewed on: 19th May 2022

Good

5
Very helpful when needed.100% recommend.Good for saving up some funds. Reviewed on: 19th May 2022

Excellent service and all ways willing to help and give advice !

5
Found out about credit union around 5/6 years ago and have never looked back , stared off with £200 credit and worked my way up to about £1000 credit every Christmas now Reviewed on: 19th May 2022

Quick and friendly staff

5
I have been with credit Union for around 10 years. They have been helpful and efficient with dealing with a number of different queries I’ve had and all have been resolved quickly. I will always use credit union. Reviewed on: 19th May 2022

Amazing company

5
Credit union are fast effective when dealing with any issues the staff are kind and caring when dealing with customers I would definitely recommend this service to family and friends x Reviewed on: 19th May 2022

Helpful

5
Very easy and helpful in both saving wise and the initial lump sum which helped with debts Reviewed on: 19th May 2022

Friendly,reliable and helpful

5
Friendly staff always ready to help, in over 10years with SMCU ,I've always been supported and joining them was of great assistance in managing my finances. Reviewed on: 19th May 2022

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