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Manchester Credit Union: Loans reviews

4.93
Based on 3,229 reviews, last reviewed 13th May 2026
1622% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and excellent service thank you very much... Very good and excellent service thank you very much Reviewed on: 13th May 2026
Simona ridajova 's avatar
Simona ridajova

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3229)

Loans are affordable and hassle free to pay back.

5
Loans are affordable and hassle free to pay back. Straightforward application to apply for one and MCU is helpful to assisting any issues that may occur. Reviewed on: 4th May 2026

Never had a problem

5
I've been with them for years and never had a problem with them, I allway receive the money every Monday unless it's bank holiday so it goes in the Friday before. Reviewed on: 4th May 2026

Great experience with money however it’s hard to get...

5
Great experience with money however it’s hard to get an answer when calling them it can take over an hour at time for them to pick up the phone Reviewed on: 4th May 2026

Fast and easy solution

5
Really struggled to get a loan and needdd an option manchester cu were very open help me save and build credit Reviewed on: 4th May 2026

I couldn’t pay for a few weeks & they was so helpful...

5
I couldn’t pay for a few weeks & they was so helpful didn’t put any pressure on it was lovely Reviewed on: 4th May 2026

Seamless transaction and process

5
Seamless transaction and process Reviewed on: 4th May 2026

Taking out a loan is quick & easy

5
Taking out a loan is quick & easy. App is accessible & all the relevant information is clearly given Reviewed on: 4th May 2026

MUC 5 star

5
MCU has been simple and easy without any additional stress applying for a loan like other companies. This app is easy to use and keeps you updated Reviewed on: 4th May 2026

a safe and reliable way to save and borrow money, ea...

5
a safe and reliable way to save and borrow money, easy communication, always respond promptly to any questions 10/10 recommend to anyone needing a loan Reviewed on: 4th May 2026

Takes quite abit of intrest when replaying child ben...

3
Takes quite abit of intrest when replaying child benefit loan. Child benefit money zomstimes being sent late. Won’t allow to repay any extra from loan only set amount from child benefit Reviewed on: 4th May 2026

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