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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,153 reviews, last reviewed 17th Feb 2026
131% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love credit union really helps me when I need quick... Love credit union really helps me when I need quick loans Reviewed on: 17th February 2026
Melissa c's avatar
Melissa c

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2153)

It’s a quick service, you get the checks done fast a...

5
It’s a quick service, you get the checks done fast and when you need to contact them using the app the answer immediately Reviewed on: 11th July 2025
Osas's avatar
Osas

Excellent customer service

5
Excellent customer service, great rates and easy repayments and options that suit Reviewed on: 11th July 2025
Kirsty T's avatar
Kirsty T

5 star service

5
Excellent communication and staff who are empathetic to your needs and understanding situations Reviewed on: 11th July 2025
Julie c's avatar
Julie c

Manchester credit union have helped me more than the...

5
Manchester credit union have helped me more than they would even no. Helping me with a loan and helping save ah the same time. What more could you ask for Reviewed on: 11th July 2025
Tiffany L's avatar
Tiffany L

Very helpful service in times of need

5
Very helpful service in times of need, I’ve used MCU for a few years now and it’s been great for small loans and savings Reviewed on: 11th July 2025
Kerry T's avatar
Kerry T

Review for family loan

5
It was difficult to sort out when I first joined but the team supported me to join up and I have found it great to help me save and also help when I needed extra money Reviewed on: 11th July 2025
Leanne d's avatar
Leanne d

I use my credit union to save for christmas every year.

5
I use my credit union to save for christmas every year. 1 loan no stress easy repayments and help to save a little for me when i need it..as a carer on low income..this service cant be beaten. Reviewed on: 11th July 2025
Robert m's avatar
Robert m

MCU Loans

5
Affordable loans with a low interest rate. Reviewed on: 11th July 2025
Naomi's avatar
Naomi

Always polite and friendly.

5
Always polite and friendly. Very quick to answer enquiries and always polite and treated with respect. In store staff at wythenshawe are great too! Reviewed on: 11th July 2025
Chelsea r's avatar
Chelsea r

My experience has been good

5
My experience has been good, there were no issues received funds same day Reviewed on: 11th July 2025
Marcia's avatar
Marcia

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