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Manchester Credit Union: Loans reviews

4.93
Based on 3,238 reviews, last reviewed 14th May 2026
1695% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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95%
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4%
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1%
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0%
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Latest highest rating:

5

Anytime I have needed customer support I have always... Anytime I have needed customer support I have always received it in a timely manner and the issue resolved Reviewed on: 14th May 2026
Terri s's avatar
Terri s

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026
Orangzaib A's avatar
Orangzaib A

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3238)

Very easy and quick application they help with loans...

5
Very easy and quick application they help with loans and savings. Reviewed on: 23rd June 2025

With the app being made, it has made it so easy to s...

5
With the app being made, it has made it so easy to sort withdrawing your loan, the customer service is always lovely too when you call. Reviewed on: 23rd June 2025

Fast loan and the savings that you can’t access unti...

5
Fast loan and the savings that you can’t access until it’s paid is a great idea Reviewed on: 23rd June 2025

I was paying a very high interest car finance.

5
I was paying a very high interest car finance. Mcu have helped me clear that and are a much more reasonable interest rate. 10/10 would recommend Reviewed on: 23rd June 2025

Excellent Experience With Manchester Credit Union

5
Excellent experience with Manchester Credit Union. When your in need of a loan MCU is a great way to get one as the process is fast and easy and also the savings side of it is really beneficial as it helps you when needed. Staff are also very helpful and reassuring everytime I have contacted them Thankyou!, Reviewed on: 23rd June 2025

I have been a member for many years now.

5
I have been a member for many years now. The process of applying and receiving a family loan is very quick and easy. I would highly recommend to anybody, whether that be for a loan or savings. They have multiple options. Reviewed on: 23rd June 2025

Help when needed most - Amazing Service

5
Absolutely amazing and much better value than my bank. I applied for a loan to consolidate multiple debts and I was accepted after being turned down by a bank. The application was really easy. I wasnt left waiting to hear back and everything was all discussed smoothly via email. My application was accepted and they even dealt with settling everything on my behalf. I’m grateful really for their help and other members who help make Manchester Credit Union work! Reviewed on: 23rd June 2025

Great experience

5
Manchester credit union are so friendly and helpful and the whole experience from start to finish applying was so easy Reviewed on: 23rd June 2025

Family Loan

5
I currently have a family loan. Any queries are responded to within 24 hours which is really useful. My repayments come straight from my child benefit so I don’t need to worry about repayments which takes off a lot of stress. Part of my repayment then goes into a saving account which allows me to repay what I owe but also save at the same time. They also provide a top up service when you repay so much which is very handy to have and they have now made the process even easier meaning if you have repaid a certain amount you won’t need to wait for approvals so will get payment same day which has come in handy many of times in emergencies. I have recommended to family and friends and I am very grateful to have a loan that works around me and my family! Reviewed on: 23rd June 2025

I struggle to communicate with people over the phone...

5
I struggle to communicate with people over the phone as I suffer with anxiety however every single time I call I'm made to feel comfortable Reviewed on: 23rd June 2025

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