Write a review

Newsletter

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (3961 reviews)

View other Manchester Credit Union products

4.84

Based on 3,954 reviews, last reviewed 14th Jul 2026

151% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

100% reccomemd Credit union help me out a lot i need er knew about credit union until couple years ago Reviewed on: 14th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (3961)

Supporting

Great communication and go that extra mile to assist you with your questions and support you the best they can. Friendly staff and would highly recommend Reviewed on: 10th April 2026

MCU - you can’t go wrong

Great customer service (customers are your bread and butter at the end of the day). Service is efficient and straight forward (no jargon). The staff are always helpful and prompt to respond to queries. I would say the element that could be slightly improved is answering telephone calls (there have been occasions I have called several times without answer) Reviewed on: 10th April 2026

Amazing service

Every time I contact Manchester Credit Union, they always assist so nicely and they are very helpful. I am always given clear instructions and information that makes it very helpful for me to know. Reviewed on: 10th April 2026

I've not had any issues when getting a loan and the...

I've not had any issues when getting a loan and the staff are very helpful. Reviewed on: 10th April 2026

Loans and repayment

I find it easy to understand the app it has great loans with very fair repayments Reviewed on: 10th April 2026

Great experience never had a problem always fast to...

Great experience never had a problem always fast to respond and very professional Reviewed on: 10th April 2026

Very helpful.

Very helpful in dealing with my accounts. I like that you can save and pay off the loan at the same time and it is encouraged by them to do this when discussing the loan details. A responsible lender. Reviewed on: 10th April 2026

I have had a great experience with credit union in r...

I have had a great experience with credit union in regards to helping me during a bad time in my life where I was financially struggling. I find it reassuring k owing that I am able to make affordable savings too. Reviewed on: 10th April 2026

Friendly and helpful

They have been very flexible and helpful. When my son stopped getting child benefit they helped me to set up a payment plan to clear the remaining balance. Very friendly in store too Reviewed on: 10th April 2026

I had a really positive experience taking out a loan...

I had a really positive experience taking out a loan with MCU. The process was straightforward and the team were friendly and helpful. The repayments are affordable and fair and it is good to know you are borrowing from an organisation that genuinely supports the local community. Reviewed on: 10th April 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Fincorp 0.00 from 0 reviews
Personal Loan
from RBS 3.65 from 12 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.75 from 1229 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub