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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (3240 reviews)

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4.93

Based on 3,240 reviews, last reviewed 14th May 2026

1698% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The loan application process was easy The loan application process was easy Reviewed on: 14th May 2026

Latest lowest rating:

2

No response within 5 working days No response within 5 working days Reviewed on: 11th May 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3240)

Family Loan

I currently have a family loan. Any queries are responded to within 24 hours which is really useful. My repayments come straight from my child benefit so I don’t need to worry about repayments which takes off a lot of stress. Part of my repayment then goes into a saving account which allows me to repay what I owe but also save at the same time. They also provide a top up service when you repay so much which is very handy to have and they have now made the process even easier meaning if you have repaid a certain amount you won’t need to wait for approvals so will get payment same day which has come in handy many of times in emergencies. I have recommended to family and friends and I am very grateful to have a loan that works around me and my family! Reviewed on: 23rd June 2025

I struggle to communicate with people over the phone...

I struggle to communicate with people over the phone as I suffer with anxiety however every single time I call I'm made to feel comfortable Reviewed on: 23rd June 2025

Lifesaver, just the right amount at a good interest...

Lifesaver, just the right amount at a good interest rate and admin was all very smooth. Reviewed on: 23rd June 2025

great service would recommend to everyone

great service would recommend to everyone Reviewed on: 23rd June 2025

Been a member for 7 years and never had an...

Been a member for 7 years and never had an issue Reviewed on: 23rd June 2025

I’ve been helped so much by credit union when I have...

I’ve been helped so much by credit union when I have been struggling it’s so easy to get the right support Reviewed on: 23rd June 2025

Helped out in a dark time, was struggling with my fi...

Helped out in a dark time, was struggling with my first baby and had nothing this helped! Reviewed on: 23rd June 2025

MCU is the best

I was in need of consolidating multiple loans and credit cards as my monthly repayments were extremely high. Due to having too many loans I wasn't able to reach any consolidation loans at all. After searching on the internet for many days I've stumbled upon Manchester credit union pages. I thought to myself - it can't hurt to try and apply with them,.maybe they will be able to help me. I've applied and got my consolidation loan sorted within 5 days. My advisor was lady called Zatoon she is an absolute asset to MCU as all of their members are. The APR is amazing, my finances are sorted now and I don't have to live in permanent stress about finances. MCU saved my life - literally! Reviewed on: 23rd June 2025

Very easy to use also excellent service everytime

Very easy to use also excellent service everytime Reviewed on: 23rd June 2025

Overall great

Customer service could be improved but everything else is perfect Reviewed on: 23rd June 2025

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