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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Absolutely fantastic service

5
Manchester credit Union have helped me save whilst being who I can rely on in case of an emergency Reviewed on: 18th May 2022

Great

5
As my credit rating is non existant this was great for me as they do not credit check. Reviewed on: 18th May 2022

Excellent all round

5
My experience with mcu was amazing from start to finish. The staff are lovely and everything was handled quickly and with care. Reviewed on: 18th May 2022

Fabulous union

5
When I am in need of a loan desperately looking to use money till I get paid credit union has been there the interest is not bad and when I contact them if I have an issue they answer and also help me to save. Reviewed on: 18th May 2022

Excellent service

5
Always been available when I have needed extra money and support very helpful Reviewed on: 18th May 2022

Excellent service

5
Excellent service quick at responding and quick and easy to apply for loans Reviewed on: 18th May 2022

Brilliant service

5
Easy and straightforward to set up an account, simple to make transfers and great to join and become a member. Reviewed on: 18th May 2022

Amazing

5
My experience was always great! Customer service is exceptional, any process runs smooth, there is really good communication. Very happy with the service . Reviewed on: 18th May 2022

So helpful

5
Manchester credit union was easy to apply to and staff ate extremely helpful, never had a problem and would highly recommend Reviewed on: 18th May 2022

Best Credit Union

5
Never had it so easy and quick. Spectacular service and on-point delivery. Already recommended 2 people and they have been having it real good. Reviewed on: 18th May 2022

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