Smart Money People Logo
Go to business site
Share this page
Link copied

Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Manchester Credit Union Loans reviews (2174)

Helpful

5
Easy to use, always really helpful, polite. I think it's a very good company who help people who need it. Reviewed on: 18th May 2022
Sarah's avatar
Sarah

Amazing

5
Manchester credit union is by far the best loan I’ve had and also got savings with them now aswel it’s so easy to do and never once had any problems love it ! Thank you Reviewed on: 18th May 2022
Aimee's avatar
Aimee

Helped when no one else would.

5
Manchester Credit Union helped me with a loan when no one else would, they looked at me as a person rather than an interest rate, would highly recommend. Reviewed on: 18th May 2022
Richard Taylor 's avatar
Richard Taylor

Service with a smile..

5
So far my experience has been smooth smooth sailing. Any issues are quickly resolved by the friendly staff. No complaints and I have recommended them. Reviewed on: 18th May 2022
Ang's avatar
Ang

Excellent service

5
Staff lovely and helpful. So easy to set up and has even got me saving too. Highly recommended Reviewed on: 18th May 2022
Jonny Haigh's avatar
Jonny Haigh

Amazing service

5
The customer service is amazing and fast! Reviewed on: 18th May 2022
neesha's avatar
neesha

Every little helps.

5
I have been with MCU for years and as a single mum with a very bad credit rate, I never dreamed to get a loan anywhere. Manchester Credit Union offered me a Family Loan of £500 and I can always top up on my loan after paying back £200. They take their payments out of my Child benefit payments, put me some money in my Share 1 Account and save a £1 in my Share 2 Account which they say you can't withdraw from if you are owing on the loan repayments but every time I find myself in a financial difficulty they give me some of the money kept in my Share 2 account with no questions asked. I'm very thankful for their impeccable Customer Service and how they go the extra mile to listen and help out. I don't know what I would have done over the last few years of being unemployed if I didn't have them to lean on whenever I need some money for bills or even just to get the children some Christmas presents. Thanks to MCU I never have to feel like an all around failure in front of my children, or go without gas and electricity in the home. Thank you MCU and keep shining that light for those of us in the dark. Reviewed on: 18th May 2022
Kimberley McKenzie 's avatar
Kimberley McKenzie

Great all round

5
So helpful, quick to respond and always friendly Reviewed on: 18th May 2022
claire.sheridan1@btinternet.com's avatar
[email protected]

Excellent service

5
From the time I opened my account with them till now. I don't have any need to complain. I withdrew my money when ever I wanted with no problem. Reviewed on: 18th May 2022
Fiddy Omoijade's avatar
Fiddy Omoijade

Amazing help is there

5
Straight forward brilliant and there when you need them Reviewed on: 18th May 2022
Adey Nicholls's avatar
Adey Nicholls

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill