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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Very helpful lovely team of people

5
The Manchester credit union team in north have always been very helpful and accommodating they go above and beyond to help in anyway possible Reviewed on: 18th May 2022
Brendan Withers's avatar
Brendan Withers

Excellent Company!

5
MCU have been fantastic with me. Every time I have had a query there customer service advisors are always happy to answer anything that I need. I have been with MCU for just under two years and I love the fact I can save while paying off my loan! Thank you MCU! Reviewed on: 18th May 2022
Amanda Wright's avatar
Amanda Wright

Brilliant service and excellent communication with staff.

5
Everytime iv had a query or iv needed help with something. Collueges from MCU have never hesitated to help. Their customer service skills are fantastic & always got out their way to make us (their customers) feel 100% satisfied. Reviewed on: 18th May 2022
Kiera Lockett's avatar
Kiera Lockett

Excellent service

5
Really reliable fast friendly service Reviewed on: 18th May 2022
Louise pearce 's avatar
Louise pearce

MCU

5
Fair and simple loans and saving system for rainy days. Helpful staff and Highly recommend. Reviewed on: 18th May 2022
Julia's avatar
Julia

Manchester credit union are the best, ready to support u in any way.

4
They are reliable and very supportive. Reviewed on: 18th May 2022
Susan Hassan 's avatar
Susan Hassan

Best loan and customer service

5
I’ve never had a problem or an issue with Manchester credit union. Anytime I’ve needed help they’ve been provide exactly the help I needed and been able to save with them as well! Which I struggled with before! Lovely employees at the company working and putting minds at ease and smiles on faces. Reviewed on: 18th May 2022
Mariasharieff's avatar
Mariasharieff

Great service

5
Always been a great help easy to use app great staff Reviewed on: 18th May 2022
Rachel's avatar
Rachel

NO BECAUSE IM NOT ON BENEFITS

1
I was saving with MCU for a few years, I was self employed at the time and had a few thousand in my saving account, then I was buying my home and I had all the money in cash apart from 3k which I asked MCU to lend me, they said NO because I'm not on benefits, so in my opinion MCU is not for the people of manchester, it's for benefit claimants, so MCU, I'm so sorry for starting my own business, maybe I should go on jobseekers just to get on in life Reviewed on: 18th May 2022
Jimmy's avatar
Jimmy

Amazing am glad I'm a member of Manchester credit union

5
Hmmmm .... Where can I start from , I have being with Manchester credit union for 7-8 years now an so far so good they have been so amazing. I have never regrets joining them. I have also introduced most of my friends to them. Thank you so much. So I'm nominating Manchester credit union for CONSUMER CREDIT AWARD. Reviewed on: 18th May 2022
Funmi Owoseni 's avatar
Funmi Owoseni

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