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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

family loan

5
Has really helped me and my son this past year with everything going on and bills rising we was also homeless for a year and I desperately needed some money when I got my first house I got this with Manchester credit union not only do they offer loans they also help you to save money into a separate account. Company’s like this that don’t just charge you ridiculous amounts of money for lending are a must! Nice and easy to use and really does help in times of need! Thankyou MCU Reviewed on: 18th May 2022

loan

5
Getting a loan with Manchester Credit Union was fast and easy. Reviewed on: 18th May 2022

Amazing

5
I would and already have recommended Manchester credit union to family and friends, amazing customer services I have been with them for 4 years and never been disappointed Reviewed on: 18th May 2022

Helpful

5
Just helps me out at the end of year for Xmas and also I’m saving Reviewed on: 18th May 2022

Kind friendly service, with peace of mind

5
Credit union north is kind, friendly service. Gives you peace of mind that your money is safe, loans are dealt with efficiently and any problems or worries you may have someone is there to help when needed. I was recommended to credit union several years ago by a friend, and it was best desision I made and I've never looked back. Since joining I have recommended to many others and continue to do so. Thank you for helping me over the years and continue to do so, much appreciated. Reviewed on: 18th May 2022

Great service

5
Makes life a lot easier. Friendly and knowledgeable staff. Advice given is very much appreciated. Reviewed on: 18th May 2022

Efficient service and way of saving

5
I’ve been with Manchester Credit Union for over 5 years now and I’ve never had a problem with them. They’ve been efficient in saving my money, withdrawing money and also possibilities of getting a loan. Reviewed on: 18th May 2022

This long time member loves Manchester Credit Union.

5
The Manchester Credit Union supported me with low cost loans as I went through lean times 20 years ago. Now I maintain a deposit, and hope that my funds support others that find themselves in situations similar to mine. Reviewed on: 18th May 2022

M.C.U are just amazing,their customer support is excellent.the people are lovely and nothing is a problem.

5
I have been a member for quite a few years,and I think this is an excellent service off M.C.U Reviewed on: 18th May 2022

Best helping way to help you with fianance

5
They have a great plan in money saving and help with any questions you have Reviewed on: 18th May 2022

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