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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Very easy to join, great staff communication.

Great experience. Highly recommended Reviewed on: 18th May 2022

(Organisational structure)

They are very reliable and dependable. Reviewed on: 18th May 2022

Saved me when I've been in tricky positions

Quick response nice friendly people Reviewed on: 18th May 2022

Community

Quick and efficient response. Always helpful and friendly with any queries. Reviewed on: 18th May 2022

Absolutely brilliant

Always reliable get your money on time when they say you will get it you do. If you don't they sort it straight away they are brilliant Reviewed on: 18th May 2022

Very good

amazing satisfaction fidelity reliability Reviewed on: 18th May 2022

Above and beyond

Since joining Manchester Credit Union I’ve had nothing but amazing customer service all the way. If I’ve spoken to someone on the phone they have always been polite and helpful. The app is easy to navigate around the the family loan I have through them is really really helpful and being able to top it up when it gets to a certain amount is great, I don’t have to worry about the stress of payments as my child goes to them to pay the family loan and then they send the remainder to me. It’s a relaxing helpful company and I would recommend them to anyone. Big thumbs up Manchester Credit Union Reviewed on: 18th May 2022

Fabulous loan advisors and great service

I was helped greatly by MCU who looked at me as a person and not just what the computer says. They spoke to me and went through everything with me before I got my loan to make sure I could afford it. They have helped me pay off my debts and this has helped me build my credit score Reviewed on: 18th May 2022

Loan review

I've been with credit union for years now and I cant recommend them enough Reviewed on: 18th May 2022

Great company

Really impressed by the way my loans are handled. The customer service is always friendly and helpful. Reviewed on: 18th May 2022

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