Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
23% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2174)

Awesome credit union

5
Best credit union you can join in my humble opinion Reviewed on: 18th May 2022

Easy, quick & fair

5
Excellent, really helped in a time of need. So easy quick and helpful, thanks! Reviewed on: 18th May 2022

Easy to add and withdraw money

5
Been using Manchester credit union for a few months now and had no issues putting money on the account or withdrawing. Easy to sign up, just an overall great experience. Reviewed on: 18th May 2022

Long standing organisation

5
Theeebhave been helping people in Manchester for many years. Helped me when I had little money. Looked after me since then. Reviewed on: 18th May 2022

Big help

5
The app is very user friendly and saving has never been easier. The fact that I can ask for a low interest loan anytime helps me sleep better at night. Reviewed on: 18th May 2022

Very easy and helpful

5
From start to finish well organised Reviewed on: 18th May 2022

Easy way to save/borrow

5
Manchester Credit Union is simple and accessible - and as members we own it, so it feels fairer as you know you have a say in how it is run and you're not being ripped off! Reviewed on: 18th May 2022

Brilliant service.

5
Staff always polite and helpful. Been with credit union for years and never once had any issues. Reviewed on: 18th May 2022

Fantastic company!

5
Manchester Credit Union are fast, efficient and reliable in what they do. Me and many of my friends/family members have used this company for loans. Many loam companies are stressful and cause a lot of anxiety/worry for their customers when it comes to paying them back/adding on interest. With Manchester Credit Union you know exactly what you're paying, how you're paying it and when you're paying it. I have never had an issue using this company and they are the only loan company I will use. Reviewed on: 18th May 2022

Great service

5
Great service and extremely quick with both loan decisions and getting my savings back. Very easy to set up and to navigate the website Reviewed on: 18th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products