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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

23% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2174)

Superb

Used for about 5/6 years now great for saving and for a loan if needed without being ripped off Reviewed on: 18th May 2022

Helpful

I was recommended through a friend and was very sceptical at first. But it’s one of the best decisions I’ve ever made l joining Mcu. And even better now they’re doing a Christmas savings club. Having a big family I always struggle for Christmas. Reviewed on: 18th May 2022

Easy asses

The app is easy to use, customer services are nice and willing to help. They also keep you up to date. Reviewed on: 18th May 2022

Excellent

Credit union has helped me so much when I was struggling, the re payments are low so doesn't add any extra pressure in me, the staff are very helpful too :) Reviewed on: 18th May 2022

Fast and Easy

Simple process, which is easy to follow and complete. Great idea and help for union members. Reviewed on: 18th May 2022

No nonsense.

I have been with Manchester Credit Union for a number of years, absolutely brilliant, borrowing is no hassle whatsoever, quick & easy, payment in to your bank account same day sometimes, I also have a Christmas saver account with Manchester Credit Union, it's made saving so much easier for me, no nonsense, pleasant staff. Reviewed on: 18th May 2022

5* Service

It is very easy and straight forward to join! You hear back within a few days of you joining up and you have regular emails to update you on your application. Staff are professional and helpful, when you call you get through straight away and everything is dealt with in a great manor. Reviewed on: 18th May 2022

It is a grate service

Very easy to access for family's who need support Reviewed on: 18th May 2022

Great way to consolidate debts and not pay extortionate interest. Bonus is you save at the same time!

I have used Manchester Credit Union multiple times over the years and it has helped me save money and order my finances. Reviewed on: 18th May 2022

Excellent service

I have been saving I have also had loans which are low repayments Reviewed on: 18th May 2022

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